Help And Support

Business Mobile Banking - Security

FREQUENTLY ASKED QUESTIONS
  • Why do I see a pop-up message about unofficial apps when I open the OCBC Malaysia Business app?

    The OCBC Malaysia Business app is now more secure on devices with apps from official stores like Google Play Store or Huawei AppGallery. Apps from unofficial sources can have malware, which gives cybercriminals control of your device.

    The pop-up message informs you if there are apps on your device from non-official sources. We recommend uninstalling these apps or disabling their accessibility permissions in your device settings.

    Here is what the pop-up message looks like:

  • Why do I see a pop-up message about screen sharing when I open the OCBC Malaysia Business app?

    This means that one or more apps on your device may be sharing your screen.

    For safer banking, the OCBC Malaysia Business app will be temporarily disabled if screen sharing is detected on your device. Turn off screen sharing apps to regain access.

    Here is what the pop-up message looks like:

  • Do I have to reinstall the OCBC Malaysia Business app when I see the pop-up message?

    No, you do not need to delete or reinstall the OCBC Malaysia Business app.

    If the pop-up informs you that some apps on your device are not from official sources like Google Play Store or Huawei Gallery, please uninstall those apps or turn off their “accessibility” in your device settings.

    If the pop-up informs you about screen sharing, this means screen sharing is detected on your device. Turn off screen sharing to regain access to your OCBC Malaysia Business app.

  • Will the bank know what other apps I have on my device through the anti-malware security feature?

    No, the bank will not know what other apps you have on your device. We take your privacy seriously. We do not monitor your phone activity or collect any personal data. The new security features do not identify the device owner or track app usage.

    The security check happens directly on your device, and no information is sent back to us. The check only looks for apps not from official app stores, with “accessibility” turned on. These apps can make your device more vulnerable to cybercriminals.

    We apologise for any inconvenience and appreciate your understanding. This security feature is to protect you from malware and malicious apps. Please read our article on malware for more information on how to protect yourself.

  • I want to keep using my OCBC Malaysia Business app with other apps. Can you remove the anti-malware security feature?

    No, we cannot remove the anti-malware security feature as it protects you from malware and malicious apps. If you want to use the OCBC Malaysia Business app with apps from non-official sources, turn off “Accessibility” in your device settings and disable screen sharing for those apps.

  • What are “Accessibility” features and how do cybercriminals exploit them?

    Accessibility features, like text-to-speech and speech recognition, make technology easier to use. However, they require advanced permissions, such as reading text on your screen or recording text typed on your keyboard.

    Cybercriminals can exploit these features to:
    - read sensitive information on your screen
    - record your online banking login details

    It is important to only enable accessibility features for trusted apps from official sources.

  • How do I change the “Accessibility” settings for third-party apps I have downloaded?

    The steps to change accessibility settings can vary depending on your phone model and operating system. Here are common instructions for popular phone models.

    Samsung Galaxy Devices: Settings > Accessibility > Installed Apps or Installed Services
    Oppo A78 5G / Reno8 5G: Settings > Additional Settings > Accessibility
    Oppo Find X2 Pro / A17: Settings > System Settings > Accessibility
    Huawei P50 Pro: Settings > Accessibility features > Accessibility > Installed Services
    Huawei Nova 3i / Nova 5T: Settings > Smart Assistance > Accessibility
    Huawei Mate30 & Huawei Y9a: Settings > Accessibility features > Accessibility (Scroll down to Downloaded Services)
    Google Pixel 5 / Pixel 3 XL: Settings > Accessibility
    Redmi Note 10 5G: Settings > Additional Settings > Accessibility > Downloaded Apps
    Poco X5 5G: Settings > Additional Settings > Accessibility > Downloaded Apps

    If these steps do not work for you, consult your device manual or check with the manufacturer.

  • Why are some well-known apps identified as “from non-official sources” by the OCBC Malaysia Business app?

    The OCBC Malaysia Business app will alert you about apps not downloaded from official stores like Google Play or Huawei AppGallery. This is for your security.

    If you downloaded apps from non-official sources, uninstall them and get the latest versions from official app stores.

    If you want to keep those unofficial apps, turn off “Accessibility” for them to reduce risk. This helps to protect your device and online banking from cybercriminals.

  • I am an iOS user. How does this anti-malware security feature impact me?

    This anti-malware security feature only affects Android users. Android users can download apps from different sources, like website or using APK files, which are not verified and may have security vulnerabilities.

    As an iOS user, you do not need to worry about this feature since iOS apps can only be downloaded from the Apple App Store, which ensures they are verified and secure.

  • What are the official app stores?

    Official app stores include:

    Google Play Store
    Samsung Galaxy Store
    Huawei AppGallery
    Xiaomi MI App Store
    Amazon Appstore
    Vivo V-Appstore
    Oppo App Market

  • What should I do if my mobile phone is lost?

    Please inform your telecommunication provider to temporarily disable your mobile line to prevent unauthorised access during this period.

    To temporarily block your access from using OCBC Velocity, you may click at the “New to OCBC Velocity” session – “Block my access temporarily” hyperlink at OCBC Velocity login page and follow the on-screen instructions. Alternatively, you may go to OCBC Malaysia Business Mobile Banking app login screen, tab on “More” > “Block Access”.

    If you have the intention to change to a new mobile number, you can complete the Manage OCBC Velocity Account Form and submit to any of our branches.

    Alternatively, if you have a new mobile device on hand and would like to continue accessing the mobile app, you can reactivate OCBC OneToken (your digital token) on the new device. This will automatically deactivate OneToken on your previous device. Simply download the OCBC Malaysia Business Mobile Banking app on your new device. Log in with your credentials and follow the steps via “Lost/ Changed Phone” function which is found on the next screen prompt.

  • How do I know if I am downloading a legitimate app?

    To ensure the safety of your login and account information, download the OCBC Malaysia Business Mobile Banking app from Google Play/Apple App Store only. When downloading the app for your mobile device, ensure that Overseas-Chinese Banking Corporation Limited is listed as the app publisher.

    If you have suspicions regarding the authenticity of our mobile banking app, please call us immediately.

  • Is it safe and secure to use mobile banking?

    Mobile banking is expected to grow more rapidly in popularity as people realise the benefits of the convenience of smart devices, such as smartphones and tablets usage.

    It is important that you use mobile banking responsibly to protect yourself and your finances.

    We strongly recommend that you adopt these security measures when using OCBC Malaysia Business Mobile Banking:

    1. Refrain from rooting or jailbreaking your mobile devices, as this could compromise its security features.
    2. Control and manage application access and permissions.
    3. Always log out of the mobile app when you have finished using it. Closing the app or web page or turning off your device may not be sufficient.
    4. Do not use unsecured public Wi-Fi networks for banking, purchases, or checking your emails. In public places, a hotspot data security cannot be guaranteed, so it is always best not to use it.

Help & Support for business mobile banking security