Amplify your earnings with 3.90% p.a.

Amplify your Fixed Deposit-i earnings with 3.90% p.a. for 4 months

Plug in to higher earnings at 3.90% p.a. with OCBC Fixed Deposit-i

It’s time to turn up your earnings by 3.90% p.a. for 4 months with OCBC Fixed Deposit-i when you bank with us. Take advantage of this limited-time offer to get higher profit rate and maximise your returns today.

Here's How it works

Bundle your Fixed Deposit-i with another deposit placement in your OCBC Booster Account-i or OCBC Premier Booster Account-i.

Fixed Deposit-i Promotional Rate

3.90% p.a.1
4 months tenure

Savings Account-i

OCBC Booster Account-i2
OR
OCBC Premier Booster Account-i3

+
+
Fresh Funds4 Placement Ratio
Fixed Deposit-i
Fixed Deposit-i

90%

90%

Savings Account-i
Savings Account-i

10%

10%

The amount must be held in the account for 4 months

Minimum placement in Fixed Deposit-i is RM1,000, up to a maximum of RM5 million.

1For comparison, the board rate for a 4-month Fixed Deposit-i is 2.55% p.a. as at 1 July 2024.

2For a daily account balance below RM30,000 the board rate is 0.10% p.a. while for a daily account balance of RM30,000 and above, the board rate is 2.15% p.a. The 4-month promotional effective profit rate of up to 3.73% p.a. is calculated based on the minimum balance of RM30,000 in Booster Account-i.

3For a daily account balance below RM200,000, the board rate is 0.10% p.a. while for a daily account balance of RM200,000 to less than RM3 million, the board rate is 2.35% p.a. For a balance of RM3 million to less than RM10 million, the board rate is 2.50% p.a. and for a daily account balance of RM10 million and above, the board rate is 2.85% p.a. The 4-month promotional effective profit rate of up to 3.80% p.a. is calculated based on a minimum balance of RM10 million in Premier Booster Account-i.

4”Fresh funds” refers to funds transferred from another licensed bank in Malaysia, other than the Bank. Fresh funds must be deposited into an account with the Bank not more than 7 calendar days from the placement date.

Promotional period from 1 July 2024 to 31 August 2024.
Terms and conditions apply.

Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.

BEFORE YOU APPLY

Eligibility requirements

Minimum age

18 and above

Nationality

Malaysian Citizens, Permanent Residents and Non-Residents (subject to the country of origin)

Promotion requirement

Minimum initial deposit 6 months: RM1,000



PIDM disclosure

This deposit is protected by PIDM up to RM250,000 for each depositor.

  • Deposit protection is automatic.

  • PIDM protects depositors holding deposits with banks.

  • There is no charge to depositors for deposit insurance protection.

  • Should a bank fail, PIDM will promptly reimburse depositors for their deposits.

For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.


Ways to apply

Make a placement today