ocbc basic current account

A current account with monthly statements & unlimited cheques

Why you will love this

No minimum balance to maintain every month

The account comes with a cheque book

Automatic funds transfers (one-way sweep) from your savings account to avoid returned cheques

Who can apply

Age 18 and above

Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

A transactional account that provides cheque payment convenience to settle payments to third parties.

Easy way to access and manage your money

Track your money

View all your OCBC accounts, download previous and current statements, and much more with OCBC Online Banking.

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Easy payments and transfers

Pay bills and transfer funds to accounts within OCBC, or to other banks' accounts via MEPS interbank GIRO.

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Wide network of ATMs nationwide

OCBC ATM cards are accepted at all MEPS ATMs. Withdrawals can be performed at no charge at all OCBC ATMs.

Global access

Make withdrawals at over 1,000 OCBC ATMs in Malaysia and at Visa PLUS ATMs anywhere in the world.

More on ATM services


Eligibility requirements

Minimum age

18 and above


Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

Documents required

Identity card or passport
Introducer's letter

Deposit requirements

Initial deposit


Minimum balance to maintain in account

RM0 (RM10 half-yearly charge if average balance falls below RM1,000)

PIDM disclosure

This deposit is protected by PIDM up to RM250,000 for each depositor.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.

or visit us at a branch

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