Current Account Plus | OCBC Bank

    OCBC Current Account Plus

    An account that pays interest on balances while offering the flexibility of a current account

    Why you will love this

    No minimum balance to maintain every month

    The account comes with a cheque book

    Automatic funds transfers (one-way sweep) from your savings account to avoid returned cheques

    Who can apply

    Age 18 and above

    Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

    The easy way to transact. Issue cheques and manage your day-to-day transactions all in one place.

    This account provide overdraft facility

    How it works

    Interest is calculated daily and credited monthly.
    The interest rates for this Account are subject to change in tandem with general direction of interest rates.

    Easy way to access and manage your money

    Track your money

    View all your OCBC accounts, download previous and current statements, and much more with OCBC Online Banking.

    Find out more

    Easy payments and transfers

    Pay bills and transfer funds to accounts within OCBC, or to other banks' accounts via MEPS interbank GIRO.

    Find out more

    Wide network of ATMs nationwide

    OCBC ATM cards are accepted at all MEPS ATMs. Withdrawals can be performed at no charge at all OCBC ATMs.

    Global access

    Make withdrawals at over 1,000 OCBC ATMs in Malaysia and at Visa PLUS ATMs anywhere in the world.

    More on ATM services

    BEFORE YOU APPLY

    Eligibility requirements

    Minimum age

    18 and above

    Nationality

    Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

    Documents required

    Identity card or passport
    Introducer's letter


    Deposit requirements

    Initial deposit

    RM1,000

    Minimum balance to maintain in account

    RM0 (RM10 half-yearly charge if average balance falls below RM1,000)




    PIDM disclosure

    This deposit is protected by PIDM up to RM250,000 for each depositor.

    • Deposit protection is automatic.
    • PIDM protects depositors holding deposits with banks.
    • There is no charge to depositors for deposit insurance protection.
    • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

    For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.