Easi-Save Account | OCBC Bank


Basic savings account with monthly statement

Why you will love this

Interest earned daily

Free unlimited transaction over the counter and at OCBC ATMs

No monthly service fees

Who can apply

Age 18 and above

For children below 18 years old, in-trust accounts must be made in parent/guardian's name

Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

Simplify your banking experience with our low cost basic savings account.


Earn 0.25% a year on your account balance.

Interest is calculated daily and credited half yearly on 30 June and 31 December.
The interest rates for this Account are subject to change in tandem with general direction of interest rates.

Easy way to access and manage your money

Track your money

View all your OCBC accounts, download previous and current statements, and much more with OCBC Online Banking.

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Easy payments and transfers

Pay bills and transfer funds to accounts within OCBC, or to other banks' accounts via MEPS interbank GIRO.

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Wide network of ATMs nationwide

OCBC ATM cards are accepted at all MEPS ATMs. Withdrawals can be performed at no charge at all OCBC ATMs.

Global access

Make withdrawals at over 1,000 OCBC ATMs in Malaysia and at Visa PLUS ATMs anywhere in the world.

More on ATM services


Eligibility requirements

Minimum age

18 and above


Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

Documents required

Identity card or passport

Deposit requirements

Initial deposit


Minimum balance to maintain in account

RM20 (Any transactions resulting in the balance falling below minimum balance shall be rejected)

PIDM disclosure

This deposit is protected by PIDM up to RM250,000 for each depositor.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.

or visit us at a branch.

Find a branch near you