Titanium Mastercard Credit Card | OCBC Malaysia

OCBC TITANIUM MASTERCARD

Up to 7% Unlimited Cashback for the Online Shoppers

Why you will love this

Up to 7.0% cashback on subsequent Online & e-Wallet spending

0.1% unlimited cashback on all other retail spendings

No annual fees

Who can apply

Anyone 21 years and above

Must have an annual income of at least RM48,000

Apply now

If you cannot resist the thrill of online shopping, OCBC Titanium Mastercard is just what you need.

FEATURES AND BENEFITS

Earn 0.07% cashback on Online & e-Wallet

Spend up to RM1,000 on Online & e-Wallet.

Earn 7% cashback on subsequent Online & e-Wallet

Spend above RM1,000 - RM1,500 (capped at RM20 per month).

Limited time only

0.70%* unlimited cashback on subsequent Online & e-Wallet spending above RM1,500.

Get unlimited cashback

Earn 0.1% cashback on all other retails spendings.

No annual fees

Enjoy a lifetime waiver on annual fees.

*The promotional rate is valid until 31 December 2023 - subject to renewal annually. After the promotion period, subsequent Online and e-Wallet spending above RM1,500 will be entitled to receive 0.55% unlimited cashback.

BEFORE YOU APPLY

Eligibility requirements

Minimum age

21 years old

Annual income

Minimum RM48,000 per annum

Fees and charges

Annual fee

RM0

Product Disclosure Sheet

Product disclosure sheet

Required documents

Multinational company, Public listed company, Government linked company, Government servant

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Latest 1 month salary slip for fixed income / 3 months salary slips for variable income; OR
  • Latest EPF statement with at least 3 months contributions; OR
  • Latest Borang B/BE/e-filing with proof of tax payment

Non-multinational company, Non-public listed company, Non-government linked-company

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Latest 3 months salary slips AND 3 months supporting bank statements OR EPF statement
  • Latest EPF statement with at least 3 months contributions; OR
  • Latest Borang B/BE/e-filing with proof of tax payment

Self-employed (more than 2 years with/in current business)

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Form 24/29/49;
  • Business Registration certificate/print out from SSM/CTOS/CBM;
  • With salary slip (except sole proprietor)
    6 months salary slips AND 6 months supporting bank statements
  • Business bank statement (shareholding must be > 50%)
    6 months principal bank statements
  • EPF statement (except sole proprietor)
    Latest EPF statement with at least 3 months contributions

Commission Earner (full commission earner without basic salary)

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months

Non-Great Eastern (GE)

  • 6 months commission statements with 6 months supporting bank statements

Great Eastern (GE)

  • GE HR confirmation
  • Latest Borang B/BE/e-filing with proof of tax payment

Foreigner/Malaysian working abroad

Salaried/Employed

  • Latest 3 months salary slips AND supporting bank statements; OR
  • CPF statement for Singaporean and Malaysian with Singapore PR; OR
  • Valid work permit if employment is not in home country; OR
  • Permanent Residential ID (for Singapore PR)

Self-employed

  • Latest Tax Assessment from specific country; AND
  • Valid work permit/Permanent Residential ID requirement as per salaried above

Important notices

Terms and conditions

Terms and conditions governing OCBC Titanium Mastercard

Notices

OCBC Bank (Malaysia) Berhad merely provides payment convenience and disclaims all liabilities and obligations in respect of any products, services or representations by third parties. Usage of OCBC Credit Cards is subject to the terms and conditions in the OCBC Cardmember's Agreement.

or call us at +603 8317 5000.

Monday to Friday 8am to 10pm
(Excluding public holidays)

FAQS
Common questions
See all questions
What can I get from my OCBC Titanium Mastercard (Blue/Pink)?

You can earn Cashback on purchases validly charged to your OCBC Titanium Mastercard (Blue/Pink) as provided in the table below.

Table 1

 

Rebate Transaction For Rebate Calculation
0.07% Online & e-wallet spending of up to RM1,000
7.0% Online & e-wallet on subsequent spending above RM1,000 - RM1,500 (Capped at RM20 per month)
0.55% Online & e-wallet on subsequent spending above RM1,500
0.1% All other retail spending
What is Retail Spending?

Total Retail Spending means the total amount of you retail spending. The table below shows you what transactions are retail spending and what are not.

 

Retail Spending*

(Transaction Below Are Included For Rebate Calculation)

Non-Retail Spending

(Transaction Below Are Excluded From Rebate Calculation)
  1. Online Purchases / e‑Wallet / e‑Commerce
  2. Auto Debit / Recurring
  3. Local and overseas/foreign currency purchase
  4. Instalment Payment Plan (IPP)
  5. Mail Order / Telephone Order
  1. Easy Payment Plan (EPP)
  2. Balance Transfer (BT)
  3. Call for Cash (CFC)
  4. Power Credit Cash Plus
  5. Auto Balance Conversion
  6. Outstanding Balance
  7. Cash Advance
  8. Finance Charge
  9. Annual Fee
  10. Late Payment Charge
  11. Reversal on Transaction
  12. Disputed Transaction
  13. Fraudulent Transaction
  14. Card Replacement Fee
  15. Service Tax
  16. Other Fees and Charges
  17. Donations to Charitable and Social Service Organisations
  18. Government - related payments
  19. Great Eastern Life/ General Insurance
  20. Jompay, FPX and Duitnow QR transactions
  21. Any transactions made in the United Kingdom, or in the country which is a member of the European Economic Community (EEC) or European Union (EU) including Aland Islands, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Netherlands, Poland, Portugal, Reunion, Romania, Saint Martin, Slovakia, Slovenia, Spain, Svalbard and Jan Mayen, Sweden, Iceland, Liechtenstein and Norway.

*Exclude transactions in countries specified in items (21) under Non-Retail Spending (including online/e-commerce transactions made to merchants tagged to the aforementioned countries)

Will I be entitled for cashback on insurance premium when I pay with this card?

Yes, you will be entitled for cashback except for Great Eastern (GE) Life / General Insurance.

Will e-wallet spending be treated as Online spend?

Yes, e-wallet spend is collectively known as "Online Purchases" and on top of that we only recognise the following merchants (or as stated on the OCBC Titanium Mastercard (Blue/Pink) website from time to time) to be entitled under e-wallet for the cashback calculation.

Table 3

Alipay Boost Grab Lazada Touch 'n Go
BigPay Fave Kiplepay Shopee WeChat
See all questions

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