Loans | OCBC Malaysia

Loans to fund the things that matter to you

DISCOVER

Get the cash you want, whenever you need it

Discover a range of flexible repayment schemes and affordable instalment loans to suit your financing needs.

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Buy and build your dream home

Achieve one of life's biggest milestones with our tailored home loans.

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Advance your education journey, with a little help

Supplement the funds that you have set aside for your child's education.

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REFERRAL PROGRAMME

Get rewarded for referring OCBC Home Loan/Financing to your friends or family.

Earn up to RM600 in cash rewards when you refer your friends or family members to sign up for OCBC Home Loan/Financing.

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ESG FINANCING
ESG FINANCING

Our commitment to green financing and other ESG initiatives are ever expanding

Go green and enjoy greater savings with products like Solar Panel Financing and Green Home Financing.

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MORE INFORMATION

References Rates

Description Rate (% p.a.) Effective 10 May 2023
Standardised Base Rate
3.00
Base Rate
3.83
Base Lending / Financing Rate
6.76
Indicative Effective Lending / Financing Rate
4.70

Indicative Effective Lending/Financing Rate refers to the indicative annual effective lending/financing rate for standard 30-year home loan/financing value of RM350,000 and that has no lock-in/holding period.

More about the Standardised Base Rate
Historical trend of references rates

Loan and Financing Services

(For Housing Loan/Financing customers only)

More about loan services

Request for redraw capital repayment/payment*

Legal documentation

Request for loan or financing statement

Home loan statement guide

Request for photocopies of security documents/EPF withdraw

Auction properties

EPF e-Pengeluaran facility

*Applicable for single customer loan/financing account only.

CONTACT MYKNP
CONTACT MYKNP

Improve your eligibility for financing

Have you been facing problems with your home financing application? Reach out to MyKNP to get tips and advice on how to improve your eligibility for financing in the future.

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