Loans | OCBC Malaysia

Loans to fund the things that matter to you


Get the cash you want, whenever you need it

Discover a range of flexible repayment schemes and affordable instalment loans to suit your financing needs.

Buy and build your dream home

Achieve one of life's biggest milestones with our tailored home loans.

Advance your education journey, with a little help

Supplement the funds that you have set aside for your child's education.


Our commitment to green financing and other ESG initiatives are ever expanding

Go green and enjoy greater savings with products like Solar Panel Financing and Green Home Financing.


References Rates

Description Rate (% p.a.) Effective 10 May 2023
Standardised Base Rate 3.00
Base Rate 3.83
Base Lending / Financing Rate 6.76
Indicative Effective Lending / Financing Rate 4.70

Indicative Effective Financing Rate refers to the indicative annual effective financing rate for a standard 30-year home financing product with a financing value of RM350,00 and that has no holding period.

*Applicable for single customer loan/financing account only.