Earn 1% cashback on all retail spending up to first RM1,000 and 0.5% cashback on subsequent retail spending.
Earn 1% cashback on all retail spending up to first RM1,000 and 0.5% cashback on subsequent retail spending.
Enjoy higher savings on overseas spending with 0% foreign exchange mark-up.
Enjoy higher savings on overseas spending with 0% foreign exchange mark-up.
An annual fee will be charged in subsequent years at RM100 a year on your principal card, and RM50 a year on your supplementary card.
An annual fee will be charged in subsequent years at RM100 a year on your principal card, and RM50 a year on your supplementary card.
*For first-time OCBC Credit Card customers and those who have not held any OCBC Credit Cards in the last 12 months. Valid till 31st December 2023.
Minimum age
21 years old
Annual income
Minimum RM72,000 per annum
Principal card
RM100 a year (waived for first year*)
Supplementary card
RM50 a year (waived for first year*)
Multinational company, Public listed company, Government linked company, Government servant
Non-multinational company, Non-public listed company, Non-government linked-company
Self-employed (more than 2 years with/in current business)
Commission Earner (full commission earner without basic salary)
Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
Non-Great Eastern (GE)
Great Eastern (GE)
Foreigner/Malaysian working abroad
Salaried/Employed
Self-employed
Terms and conditions
Notices
OCBC 365 Rebate Programme
OCBC Bank (Malaysia) Berhad merely provides payment convenience and disclaims all liabilities and obligations in respect of any products, services or representations by third parties. Usage of OCBC Credit Cards is subject to the terms and conditions in the OCBC Cardmember's Agreement.
or call us at +603 8317 5000.
Monday to Friday 8am to 10pm
(Excluding public holidays)
Cardmembers can earn Cashback on purchases charged to the Cardmember's OCBC 365 Mastercard as provided in the table below:
| Cashback | Transactions for cashback calculation |
| First RM1,000 of Total Retail Spending - 1% |
Total Retail Spending billed for the month. See Illustration 1 & 2 in Question 2. |
| Subsequent Retail Spending - 0.5% |
No, there is no maximum Cashback limit on your Total Retail Spending. Below are the examples of Cashback calculation:
Illustration 1
| Retail Spending Amount | Cashback Calculation | Cashback Amount |
| RM1,000 | RM1,000 X 1% Cashback | RM10 |
Illustration 2
| Retail Spending Amount | Cashback Calculation | Cashback Amount |
| RM3,000 | First RM1,000 X 1% Cashback | RM10 |
| Subsequent RM2,000 X 0.5% Cashback | RM10 | |
| Total | RM20 |
Total Retail Spending means the total amount that you spend on retails items. The table below shows you what constitutes retail spending transactions and what does not.
|
Retail Spending (Transaction Below Are Included For Cashback Calculation) |
Non-Retail Spending (Transaction Below Are Excluded For Cashback Calculation) |
|
|
The cashback is accumulated based on your monthly billing cycle and will be credited into your OCBC Card account on the last date of your billing cycle.
