OCBC HOME LOANS
Own your dream home with an affordable loan
OCBC Home Loan lets you acquire your dream home faster with customised and holistic solutions.
Flexible choice of financing facility
Choose an option that is available in a form of term loan, overdraft or a combination of both.
Choose an option that is available in a form of term loan, overdraft or a combination of both.
Competitive financing rates
Enjoy attractive financing rates depending on financing facility chosen.
Enjoy attractive financing rates depending on financing facility chosen.
Redraw funds
Be able to redraw funds that have been repaid.
Be able to redraw funds that have been repaid.
Standard Housing Loan
- Variable rates pegged to Standardised Base Rate (SBR)
- No notice required on extra repayments made
- Available financing for Mortgage Reducing Term Assurance (MRTA) premiums
- Standing instruction on monthly instalment is available
Notes
The current Standardised Base Rate (SBR) effective from 10 May 2023 is 3.00% p.a.
The indicative effective lending rate for a standard 30-year housing loan/financing of RM350,000 is 4.70% p.a.
For low-cost residential property buyers, find out more at Special Housing Loan Scheme.
Find out your loan repayment amount.
Calculate your loan repayment amount
Here is how much you need to pay monthly
Loan Repayment Amount
RM0.00
Eligibility requirements
Minimum age
18 and above
Minimum monthly gross income
RM5,000
Important notices
All applications for OCBC Home Loan are subject to OCBC Bank's credit assessment and approval and other applicable terms and conditions.
or visit us at a branch
Overdraft
Pledge your assets or extra cash.
Oversea Property Financing
Expand your investment portfolio with our Overseas Property Financing.
Education Loan
Secure additional funding for your child's higher education.