World Mastercard Credit Card| OCBC Malaysia Personal Banking

OCBC WORLD MASTERCARD

Unlimited cashback for the ambitious executives

Why you will love this

Up to 1.2% unlimited cashback

RM2 million complimentary travel insurance

2x Access to KLIA Plaza Premium Lounge per calendar year

No annual fees for the first year*

Who can apply

Anyone above 21 years old

Must have an annual income of RM100,000 per year

If establishing business networks appeals to you, OCBC World Mastercard is your ideal partner in ambition.

FEATURES AND BENEFITS

Get unlimited cashback

Earn 1.2% cashback on spending for up to the first RM1,000, and 0.6% cashback on subsequent spending.

Access to KLIA Plaza Premium Lounge

Relax during your travels with two complimentary visits per calendar year.                                                                                   

Complimentary travel insurance

Enjoy a RM2 million complimentary travel insurance when you charge your full airfare to your OCBC World Mastercard.

No annual fees for the first year*

An annual fee will be charged in subsequent years at RM388 a year on your principal card, and RM188 a year on your supplementary card.

  • Principal card: RM388 a year
  • Supplementary card: RM188 a year
BEFORE YOU APPLY

Eligibility requirements

Minimum age

21 years old

Annual income

Minimum RM100,000 per annum


Fees and charges

Principal card

RM388 per annum

Supplementary card

RM188 per annum

Product Disclosure Sheet


Required documents

Multinational company, Public listed company, Government linked company, Government servant

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Latest 1 month salary slip for fixed income / 3 months salary slips for variable income; OR
  • Latest EPF statement with at least 3 months contributions; OR
  • Latest Borang B/BE/e-filing with proof of tax payment

Non-multinational company, Non-public listed company, Non-government linked-company

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Latest 3 months salary slips AND 3 months supporting bank statements OR EPF statement
  • Latest EPF statement with at least 3 months contributions; OR
  • Latest Borang B/BE/e-filing with proof of tax payment

Self-employed (more than 2 years with/in current business)

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Form 24/29/49; OR
  • Business Registration certificate/print out from SSM/CTOS/CBM
  • With salary slip (except sole proprietor)
    6 months salary slips AND 6 months supporting bank statements
  • Business bank statement (shareholding must be > 50%)
    6 months principal bank statements
  • EPF statement (except sole proprietor)
    Latest EPF statement with at least 3 months contributions

Commission Earner (full commission earner without basic salary)

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months

Non-Great Eastern (GE)

  • 6 months commission statements with 6 months supporting bank statements

Great Eastern (GE)

  • GE HR confirmation
  • Latest Borang B/BE/e-filing with proof of tax payment

Foreigner/Malaysian working abroad

Salaried/Employed

  • Latest 3 months salary slips AND supporting bank statements; OR
  • CPF statement for Singaporean and Malaysian with Singapore PR; OR
  • Valid work permit if employment is not in home country; OR
  • Permanent Residential ID (for Singapore PR)

Self-employed

  • Latest Tax Assessment from specific country; AND
  • Valid work permit/Permanent Residential ID requirement as per salaried above


Important notices

Notices

OCBC Bank (Malaysia) Berhad merely provides payment convenience and disclaims all liabilities and obligations in respect of any products, services or representations by third parties. Usage of OCBC Credit Cards is subject to the terms and conditions in the OCBC Cardmember's Agreement.

* For first-time OCBC Credit Card customers and those who have not held any OCBC Credit Cards in the last 12 months. Valid till 31st December 2023.


or call us at +603 8317 5000.

Monday to Friday 8am to 10pm
(Excluding public holidays)

FAQS
Common questions
What can I get from my OCBC World Mastercard?

 

  Cashback Transactions for Cashback
Calculation
Total retail spending

1.2%

(First RM1,000 spend)

See illustration 1 & 2
in Question 2 
Subsequent retail spending

0.6%

(Subsequent spend)

See illustration 1 & 2
in Question 2 

 

Is there a maximum Cashback limit applicable on the OCBC World Mastercard?

Illustration 1

Retail Spending Amount Cashback Calculation Cashback Amount
RM1,000 RM1,000 X 1.2% Cashback RM12

 

Illustration 2

Retail Spending Amount Cashback Calculation Cashback Amount
RM3,000 First RM1,000 X 1.2% Cashback RM12
Subsequent RM2,000 X 0.6% Cashback RM12
Total RM24
What is Total Retail Spending?

Retail Spending

(Transactions Below Are Included For Cashback Calculation)

Non-Retail Spending

(Transactions Below Are Excluded From Cashback Calculation)

  1. Local and Overseas Purchases
  2. Auto Debit / Recurring
  3. E-commerce / Online Purchases
  4. Instalment Payment Plan (IPP)
  5. Mail Order / Telephone Order
  1. Easy Payment Plan (IPP)
  2. Balance Transfer (BT)
  3. Call for Cash (CFC)
  4. Power Credit Card Plus
  5. Outstanding Balance
  6. Cash Advance
  7. Finance Charge
  8. Annual Fee
  9. Late Payment Charge
  10. Reversal on Transaction
  11. Disputed Transaction
  12. Fraudulent Transaction
  13. Card Replacement Fee
  14. Service Tax
  15. Other Fees and Charges
  16. Donations to Charitable and Social Service Organisations
  17. Government - related payments
How many times can I enjoy complimentary access to KLIA Premium Lounge?

Both Principal and Supplementary OCBC World Mastercard Cardmembers may enjoy complimentary access to the KLIA Plaza Premium Lounge 2 times each in a calendar year.

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