Earn 1% cashback on overseas spending and 0.5% cashback on local spending.
Relax during your travels with two complimentary visits per calendar year.
Enjoy a RM2 million complimentary travel insurance when you charge your full airfare to your OCBC World Mastercard.
An annual fee will be charged in subsequent years at RM388 a year on your principal card, and RM188 a year on your supplementary card.
Principal card
RM388 per annum
Supplementary card
RM188 per annum
Product Disclosure Sheet
Terms and conditions
Notices
OCBC Bank (Malaysia) Berhad merely provides payment convenience and disclaims all liabilities and obligations in respect of any products, services or representations by third parties. Usage of OCBC Credit Cards is subject to the terms and conditions in the OCBC Cardmember's Agreement.
* For first-time OCBC Credit Card customers and those who have not held any OCBC Credit Cards in the last 12 months. Valid till 31st December 2023.
You can earn Cashback on purchases validly charged to the Cardmember’s OCBC World Mastercard as provided in the table below.
Table 1
| Cashback | Transactions For Cashback Calculation |
|
0.5% |
Local Spending (via Ringgit Malaysia only) |
|
1.0% |
Overseas Spending (via foreign currencies besides Ringgit Malaysia)* |
*Excludes spending in certain countries / territories. Please refer to item 3 below for more details.
There is no maximum Cashback limit on your Total Retail Spending. Below are the examples of the Cashback calculation:
Illustration 1
| Retail Spending Type | Total Retail Spend | Cashback Earned |
| Local spending (0.5% Cashback) | RM500.00 | RM2.50 |
| Overseas spending (1.0% Cashback) | - | - |
| Total Cashback Earned | RM2.50 | |
Illustration 2
| Retail Spending Type | Total Retail Spend | Cashback Earned |
| Local spending (0.5% Cashback) (via Ringgit Malaysia only) | RM500.00 | RM2.50 |
| Overseas spending (1.0% Cashback) (via foreign currencies besides Ringgit Malaysia) | RM1,000.00 | RM10.00 |
| Total Cashback Earned | RM12.50 | |
Total Retail Spending means the total amount of your retail spending. The table below shows you what transactions are retail spending and what are not.
|
Retail Spending* (Transactions Below Are Included For Cashback Calculation) |
Non-Retail Spending (Transactions Below Are Excluded From Cashback Calculation) |
|
|
*Exclude transactions in countries specified in items (20) under Non-Retail Spending (including online/e-commerce transactions made to merchants tagged to the aforementioned countries).
Both Principal and Supplementary OCBC World Mastercard Cardmember are each entitled to 2 complimentary opportunities per calendar year to access the KLIA Plaza Premium. The definition of a calendar year is from 01 January until 31 December of a particular year.
TravelMate offers you coverage with reimbursement for inconveniences, disruptions and medical expenses incurred while travelling.
Secure attractive returns with fixed tenures of up to 60 months at interest rates of up to 2.60% p.a
Unlimited possibilities for the Proficient Shopper.
