| Cashback | Transactions for Cashback Calculation |
|
| Total retail spending |
1.2% (First RM1,000 spend) |
See illustration 1 & 2 in Question 2 |
| Subsequent retail spending |
0.6% (Subsequent spend) |
See illustration 1 & 2 in Question 2 |
OCBC WORLD MASTERCARD
Unlimited cashback for the ambitious executives
If establishing business networks appeals to you, OCBC World Mastercard is your ideal partner in ambition.
FEATURES AND BENEFITS
Get unlimited cashback
Earn 1.2% cashback on spending for up to the first RM1,000, and 0.6% cashback on subsequent spending.
Access to KLIA Plaza Premium Lounge
Relax during your travels with two complimentary visits per calendar year.
Complimentary travel insurance
Enjoy a RM2 million complimentary travel insurance when you charge your full airfare to your OCBC World Mastercard.
No annual fees for the first year*
An annual fee will be charged in subsequent years at RM388 a year on your principal card, and RM188 a year on your supplementary card.
- Principal card: RM388 a year
- Supplementary card: RM188 a year
BEFORE YOU APPLY
Eligibility requirements
Minimum age
21 years old
Annual income
Minimum RM100,000 per annum
Fees and charges
Required documents
Multinational company, Public listed company, Government linked company, Government servant
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Latest 1 month salary slip for fixed income / 3 months salary slips for variable income; OR
- Latest EPF statement with at least 3 months contributions; OR
- Latest Borang B/BE/e-filing with proof of tax payment
Non-multinational company, Non-public listed company, Non-government linked-company
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Latest 3 months salary slips AND 3 months supporting bank statements OR EPF statement
- Latest EPF statement with at least 3 months contributions; OR
- Latest Borang B/BE/e-filing with proof of tax payment
Self-employed (more than 2 years with/in current business)
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Form 24/29/49; OR
- Business Registration certificate/print out from SSM/CTOS/CBM
- With salary slip (except sole proprietor)
6 months salary slips AND 6 months supporting bank statements - Business bank statement (shareholding must be > 50%)
6 months principal bank statements - EPF statement (except sole proprietor)
Latest EPF statement with at least 3 months contributions
Commission Earner (full commission earner without basic salary)
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
Non-Great Eastern (GE)
- 6 months commission statements with 6 months supporting bank statements
Great Eastern (GE)
- GE HR confirmation
- Latest Borang B/BE/e-filing with proof of tax payment
Foreigner/Malaysian working abroad
Salaried/Employed
- Latest 3 months salary slips AND supporting bank statements; OR
- CPF statement for Singaporean and Malaysian with Singapore PR; OR
- Valid work permit if employment is not in home country; OR
- Permanent Residential ID (for Singapore PR)
Self-employed
- Latest Tax Assessment from specific country; AND
- Valid work permit/Permanent Residential ID requirement as per salaried above
Important notices
Terms and conditions
Notices
OCBC Bank (Malaysia) Berhad merely provides payment convenience and disclaims all liabilities and obligations in respect of any products, services or representations by third parties. Usage of OCBC Credit Cards is subject to the terms and conditions in the OCBC Cardmember's Agreement.
* For first-time OCBC Credit Card customers and those who have not held any OCBC Credit Cards in the last 12 months. Valid till 31st December 2023.
or call us at +603 8317 5000.
Monday to Friday 8am to 10pm
(Excluding public holidays)
FAQS
Common questions
What can I get from my OCBC World Mastercard?
Is there a maximum Cashback limit applicable on the OCBC World Mastercard?
Illustration 1
| Retail Spending Amount | Cashback Calculation | Cashback Amount |
| RM1,000 | RM1,000 X 1.2% Cashback | RM12 |
Illustration 2
| Retail Spending Amount | Cashback Calculation | Cashback Amount |
| RM3,000 | First RM1,000 X 1.2% Cashback | RM12 |
| Subsequent RM2,000 X 0.6% Cashback | RM12 | |
| Total | RM24 |
What is Total Retail Spending?
|
Retail Spending (Transactions Below Are Included For Cashback Calculation) |
Non-Retail Spending (Transactions Below Are Excluded From Cashback Calculation) |
|
|
How many times can I enjoy complimentary access to KLIA Premium Lounge?
Both Principal and Supplementary OCBC World Mastercard Cardmembers may enjoy complimentary access to the KLIA Plaza Premium Lounge 2 times each in a calendar year.
OTHER PRODUCTS YOU MAY LIKE
TravelMate
TravelMate offers you coverage with reimbursement for inconveniences, disruptions and medical expenses incurred while travelling.
OCBC 365 MasterCard
Secure attractive returns with fixed tenures of up to 60 months at interest rates of up to 2.60% p.a
OCBC Debit Card
Unlimited possibilities for the Proficient Shopper.