OCBC DEBIT CARD
Unlimited possibilities for the Proficient Shopper
Make every spend count with a debit card that helps you earn more, save on fees, and enjoy seamless payments locally and abroad
More savings when you spend
Earn higher interest when you link to your OCBC 360 Account/-i and spend RM500.
Earn higher interest when you link to your OCBC 360 Account/-i and spend RM500.
0% Foreign Exchange Mark-Up
Spend overseas with 0% foreign exchange markup.
Spend overseas with 0% foreign exchange markup.
0% eWallet Top Up Fees
Top up your favourite e-wallets with 0% fees, including Touch 'n Go eWallet, GrabPay and ShopeePay.
Top up your favourite e-wallets with 0% fees, including Touch 'n Go eWallet, GrabPay and ShopeePay.
Spend and withdraw cash globally
Make purchases worldwide in-store and online and withdraw cash at overseas ATMs.
Make purchases worldwide in-store and online and withdraw cash at overseas ATMs.
Tap, Pay and Go
Enjoy fast, secure, and convenient contactless payments for purchases below RM250 with no PIN required. Easily opt in and manage your cumulative contactless spending limit through OCBC Internet Banking.
Enjoy fast, secure, and convenient contactless payments for purchases below RM250 with no PIN required. Easily opt in and manage your cumulative contactless spending limit through OCBC Internet Banking.
Stay Secure, Stay in Control
Manage your debit card with confidence through OCBC Internet Banking and OCBC Mobile Banking. Adjust spending limits, control overseas and online transactions, receive SMS alerts, and verify transactions instantly, all while benefiting from secure chip and PIN technology.
Manage your debit card with confidence through OCBC Internet Banking and OCBC Mobile Banking. Adjust spending limits, control overseas and online transactions, receive SMS alerts, and verify transactions instantly, all while benefiting from secure chip and PIN technology.
* Interest of 3.00% p.a is applicable on your first RM100,000 balance and will be paid by the 14th business day (not including Saturday, Sunday and public holidays) of the following month. Only one (1) account is allowed per customer and with a minimum deposit of RM500. OCBC 360 Account/-i is protected by PIDM up to RM250,000 for each depositor. Learn more here.
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Rewarding you with abundant offers and exciting opportunities
Make the most of your privileges with discounts and special rates on dining, holiday treats, shopping and so much more.
Important information
- MyDebit system scheduled downtime. Find out more.
- OCBC Bank (Malaysia) Berhad and OCBC Al-Amin Bank Berhad merely provide payment convenience and disclaim all liabilities and obligations in respect of any products, services or representations by third parties. Usage of OCBC Debit Card or OCBC Debit Card-i is subject to the terms and conditions in OCBC Debit Cardmember's Agreement or OCBC Debit Card-i Cardmember's Agreement respectively.
Terms and conditions
Cardmember's Agreement
- OCBC Debit Cardmember's Agreement (EN)
- OCBC Debit Cardmember's Agreement (BM)
- OCBC Debit Card-i Cardmember's Agreement (EN)
- OCBC Debit Card-i Cardmember's Agreement (BM)
Products Disclosure Sheets
OCBC Debit Card
Unlimited possibilities for the Proficient Shopper
OCBC Premier Debit Card
Unveil greater benefits with OCBC Premier Debit Card
OCBC Premier Debit Card
Unveil greater benefits with OCBC Premier Debit Card





