OCBC World Mastercard

Unlimited cashback
for the Business Go-Getter.
If establishing business networks appeals to you, OCBC World Mastercard is your ideal ambitious partner.
Unlimited Cashback
  • 1.2% cashback on spending up to first RM1,000
  • 0.6% cashback on subsequent spending
Access to KLIA Plaza Premium Lounge
Relax during your travels with 2x complimentary access per calendar year
RM2 Million Complimentary Travel Insurance
When you charge your full airfare to your OCBC World
No Annual Fees for the First 3 Years*
Principal card: RM388 per annum
Supplementary card: RM188 per annum
* For first-time OCBC Credit Card customers and those who have not held any OCBC Credit Cards in the last 12 months. Valid till 31 December 2022.
21 and above
Annual income
Minimum RM100,000 per annum
Frequently Asked Questions
What can I get from my OCBC World Mastercard?
You can earn cashback on purchases charged to the Cardmember’s OCBC World Mastercard as provided in the table below.
Table 1
Transactions For Cashback Calculation
First RM1,000 of Total Retail Spending – 1.2% Total Retail Spending billed for the month.
See Illustration 1 & 2 in Question 2.
Subsequent Retail Spending – 0.6%
Is there a maximum cashback limit applicable on the OCBC World Mastercard?
No, there is no maximum cashback limit on your Total Retail Spending. Below are the examples of cashback calculation:
Illustration 1
Retail Spending Amount
Cashback Calculation
Cashback Amount
RM1,000 RM1,000 X 1.2% Cashback RM12
Illustration 2
Retail Spending Amount
Cashback Calculation
Cashback Amount
RM3,000 First RM1,000 X 1.2% Cashback RM12
Subsequent RM2,000 X 0.6% Cashback RM12
What is Total Retail Spending?
Total Retail Spending means the total amount of your retail spending. The table below shows you what are retail spending transactions and what are not.
Table 2
Retail Spending
(Transactions Below Are Included For Cashback Calculation)
Non-Retail Spending
(Transactions Below Are Excluded From Cashback Calculation)
  1. Local and Overseas Purchases
  2. Auto Debit / Recurring
  3. E-commerce / Online Purchases
  4. Instalment Payment Plan (IPP)
  5. Mail Order / Telephone Order
  1. Easy Payment Plan (EPP)
  2. Balance Transfer (BT)
  3. Call for Cash (CFC)
  4. Power Credit Cash Plus
  5. Outstanding Balance
  6. Cash Advance
  7. Finance Charge
  8. Annual Fee
  9. Late Payment Charge
  10. Reversal on Transaction
  11. Disputed Transaction
  12. Fraudulent Transaction
  13. Card Replacement Fee
  14. Service Tax
  15. Other Fees and Charges
How many times can I enjoy complimentary access to KLIA Premium Lounge?
Both Principal and Supplementary OCBC World Mastercard Cardmembers may enjoy complimentary access to the KLIA Plaza Premium Lounge 2 times each in a calendar year.
How can I enjoy the complimentary travel insurance?
The Personal Accident insurance coverage of up to RM2 million is complimentary when you charge your full airfare to your OCBC World Mastercard.

For more information, please click here.
What are the claim procedures?
GEGM is the insurance provider for the OCBC World Mastercard. In the event of a claim, notice must be given to Great Eastern General Insurance (Malaysia) Berhad (198301007025) (102249-P) (“GEGM”) within thirty (30) days after the of the occurrence.

i. Notify GEGM online (Please click here) – select Travel Claim or:
ii. Give GEGM a call at 1300 1300 88 or;
iii. Email GEGM at TravelClaims@greateasterngeneral.com

You will have to provide GEGM with the following documents:-
a) Police report, medical report and/or death certificate;
b) Counterfoils of air tickets and details of flight;
c) Copies of Credit Card records of charge forms verifying that the relevant air tickets for the insured trips were charged to your card.
Or other further documents or evidence as may be reasonably required by GEGM to assess the claim.
Can I get more coverage other than the coverage already provided by the OCBC World Mastercard?
Yes, you can apply for our TravelMate.
How to activate my card?
View the steps to activate your card here.
Terms and Conditions apply.
Group Policy

Important Notes:
OCBC Bank (Malaysia) Berhad merely provides payment convenience and disclaims all liabilities and obligations in respect of any products, services or representations by third parties. Usage of OCBC Credit Cards is subject to the terms and conditions in OCBC Cardmember’s Agreement.