Type of Savings Account | Tier/Category | Current Rate (p.a.) | New Rate (p.a.) effective 29 Jan 2020 |
Premier Account |
Up to RM50,000 Up to RM200,000 Up to RM3 mil RM3 mil and above |
0.00% 0.25% 0.40% 0.60% |
0.00% 0.10% 0.25% 0.45% |
Type of Savings Account | Tier/Category | Current Rate (p.a.) | New Rate (p.a.) effective 29 Jan 2020 | |
Premier Save Account/ Premier Save Account-i | Below RM200,000 RM200,000 and above |
0.50% 1M KLIBOR - adjustment rate (refer eRate) |
0.25% 1M KLIBOR - adjustment rate (refer eRate) |
|
Booster Account/ Booster Account-i |
Below RM30,000 RM30,000 and above |
0.25% 3.00% |
0.10% 2.70% |
|
Premier Booster Account/ Premier Booster Account- |
Below RM200,000 RM200,000 - < RM3 mil RM3 mil - < RM10 mil RM10 mil and above |
0.50% 3.10% 3.30% 3.80% |
0.25% 2.85% 3.00% 3.40% |
|
360 Account/ 360 Account-i |
Base Rate Deposit Bonus Pay Bonus Spend Bonus |
0.20% 1.30% 1.30% 1.30% |
0.15% 1.15% 1.15% 1.15% |
|
nuon Savings Account |
Base Rate Save Pot Bonus |
1.00% 1.80% |
1.00% 1.60% |
|
Easi-Save Plus Account | All balances | 0.25% | 0.15% | |
Young Savers Account |
Up to RM50,000 Above RM50,000 |
2.65% 0.30% |
2.40% 0.20% |
|
Esteem Savings Account |
Up to RM300,000 Up to RM1 mil Above RM1 mil |
0.25% 0.50% 0.70% |
0.05% 0.20% 0.40% |
|
MoneyMax Savings Account |
Up to RM100,000 Up to RM500,000 Above RM500,000 |
0.25% 0.50% 0.70% |
0.05% 0.20% 0.40% |
|
Builder Savings Account/ Builder Gold Savings Account/ Builder Express Savings Account/ Legacy Savings Account |
First RM50,000 Next RM50,000 Above RM100,000 |
2.05% 2.35% 0.25% |
1.75% 2.00% 0.10% |
|
EasiStart Savings Account |
RM0 - RM10,000 RM10,001 - RM15,000 Above RM15,000 |
0.20% 0.35% 1.75% |
0.10% 0.10% 1.40% |
|
Multiplier Savings Account (10 years) |
First RM250,000 Above RM250,000 |
2.80% 2.40% |
2.55% 2.15% |
|
Multiplier Savings Account (15 years) |
First RM500,000 Above RM500,000 |
2.80% 2.40% |
2.55% 2.15% |
|
There will be no changes to the 1.20%p.a. Wealth Bonus for Booster Account/ Booster Account-i/ Premier Booster Account/ Premier Booster Account-i. |
Type of Savings Account | Tier/Category | Current Rate (p.a.) | New Rate (p.a.) effective 1 Feb 2020 |
SmartSavers Account/ SmartSavers Account-i & SmartSavers Junior Account/ SmartSavers Junior Account-i & iQ SmartSavers Account/ iQ SmartSavers Account-i |
Deposit with no withdrawal:
|
2.15% 2.55% 0.25% |
1.85% 2.25% 0.25% |
SmartSavers - Mortgage |
Deposit with no withdrawal:
|
2.15% 2.55% 0.25% |
1.85% 2.25% 0.25% |
Starter Savings Account/ Starter Savings Account - Protect / Invest |
Deposit with no withdrawal:
|
0.25% 2.50% 2.60% 2.90% 0.25% 1.13% 1.18% 1.33% |
0.15% 2.25% 2.35% 2.65% 0.15% 0.88% 0.93% 1.08% |
Type of Savings Account | Balance | Existing Interest Rate (% p.a.) | Revised Interest Rates (% p.a.) |
Young Savers Account |
|
|
|
Fixed Deposit (Resident rate) | ||
Existing Tenure | Existing Interest Rate (% p.a.) | Revised Interest Rates (% p.a.) |
1 - 2 months | 2.65% | 2.40% |
3 months | 2.75% | 2.50% |
4 - 5 months | 2.85% | 2.60% |
6 months | 2.90% | 2.65% |
7 - 12 months | 3.00% | 2.75% |
13 - 17 months | 3.05% | 2.80% |
18 - 60 months | 3.10% | 2.85% |
Fixed Deposit (Non Resident rate) | ||
Existing Tenure | Existing Interest Rate (% p.a.) | Revised Interest Rates (% p.a.) |
1 - 5 months | 2.15% | 1.90% |
6 - 17 months | 2.30% | 2.05% |
18 - 60 months | 2.35% | 2.10% |
Fixed Deposit-i / Time Deposit-i (Resident rate) | ||
Existing Tenure | Existing Interest Rate (% p.a.) | Revised Interest Rates (% p.a.) |
1 - 2 months | 2.65% | 2.40% |
3 months | 2.75% | 2.50% |
4 - 5 months | 2.85% | 2.60% |
6 months | 2.90% | 2.65% |
7 - 12 months | 3.00% | 2.75% |
13 - 17 months | 3.05% | 2.80% |
18 - 60 months | 3.10% | 2.85% |
Fixed Deposit-i / Time Deposit-i (Non Resident rate) | ||
Existing Tenure | Existing Interest Rate (% p.a.) | Revised Interest Rates (% p.a.) |
1 - 5 months | 2.15% | 1.90% |
6 - 17 months | 2.30% | 2.05% |
18 - 60 months | 2.35% | 2.10% |
Type of Savings Account | Old Rate (p.a.) |
New Rate (p.a.) effective
from 8 May 2019 |
Premier Save Account/
Premier Save Account-i |
Below RM200,000 - 1.00%
RM200,000 and above - 3.35% |
Below RM200,000 - 0.50%
RM200,000 and above - 3.11% |
Type of Savings Account | Old Rate (p.a.) |
New Rate (p.a.) effective
from 9 May 2019 |
Booster Account/
Booster Account-i |
Below RM30,000 - 0.25%
RM30,000 and above - 3.25% |
Below RM30,000 - 0.25%
RM30,000 and above - 3.00% |
Premier Booster Account/
Premier Booster Account-i |
Below RM200,000 - 0.50%
Up to <RM3,000,000 - 3.35% Up to <RM10,000,000 - 3.50% RM10,000,000 and above -3.80% |
Below RM200,000 - 0.50%
Up to <RM3,000,000 - 3.10% Up to <RM10,000,000 - 3.30% RM10,000,000 and above - 3.80% |
360 Account/
360 Account-i |
Base rate - 0.50%
Deposit Bonus - 1.20% Pay Bonus - 1.20% Spend Bonus - 1.20% |
Base rate - 0.20%
Deposit Bonus - 1.30% Pay Bonus - 1.30% Spend Bonus - 1.30% |
Esteem Savings Account |
Up to RM75,000 - 0.25%
Up to RM300,000 - 0.30% Up to RM1,000,000 - 0.75% Above RM1,000,000 - 0.95% |
Up to RM75,000 - 0.25%
Up to RM300,000 - 0.25% Up to RM1,000,000 - 0.50% Above RM1,000,000 - 0.70% |
MoneyMax Savings Account |
Up to RM50,000 - 0.25%
Up to RM100,000 - 0.25% Up to RM500,000 - 0.35% Above RM500,000 - 0.95% |
Up to RM50,000 - 0.25%
Up to RM100,000 - 0.25% Up to RM500,000 - 0.50% Above RM500,000 - 0.70% |
Builder Savings Account/
Builder Gold Savings Account/ Builder Express Savings Account/ Legacy Savings Account |
First RM50,000 - 2.30%
Next RM50,000 - 2.65% Above RM100,000 - 0.50% |
First RM50,000 - 2.05%
Next RM50,000 - 2.35% Above RM100,000 - 0.25% |
Freedom Savings Account |
First RM100,000 - 2.30%
Above RM100,000 - 2.65% |
First RM100,000 - 2.05%
Above RM100,000 - 2.35% |
EasiStart Savings Account |
RM5,000 and below - 0.20%
Up to RM10,000 - 0.40% Up to RM15,000 - 0.60% Above RM15,000 - 2.00% |
RM5,000 and below - 0.20%
Up to RM10,000 - 0.20% Up to RM15,000 - 0.35% Above RM15,000 - 1.75% |
Multiplier Savings Account
(10 years) |
First RM250,000 - 3.05%
Above RM250,000 - 2.65% |
First RM250,000 - 2.80%
Above RM250,000 - 2.40% |
Multiplier Savings Account
(15 years) |
First RM500,000 - 3.15%
Above RM500,000 - 2.65% |
First RM500,000 - 2.80%
Above RM500,000 - 2.40% |
Type of Savings Account | Old Rate (p.a.) |
New Rate (p.a.) effective
13 May 2019 |
Young Savers Account |
Up to RM50,000 - 2.90%
Above RM50,000 - 0.30% |
Up to RM50,000 - 2.65%
Above RM50,000 - 0.30% |
Revised Fixed Deposit/ Fixed Deposit-i resident rates | ||
Tenure | Old rate (p.a.) | New rate (p.a.) effective from 13 May 2019 |
1M - 2M | 2.90% | 2.65% |
3M | 3.00% | 2.75% |
4M - 5M | 3.10% | 2.85% |
6M | 3.15% | 2.90% |
7M - 12M | 3.25% | 3.00% |
13M - 17M | 3.30% | 3.05% |
18M - 60M | 3.35% | 3.10% |
Revised Fixed Deposit/ Fixed Deposit-i non-resident rates | ||
Tenure | Old rate (p.a.) | New rate (p.a.) effective from 13 May 2019 |
1M - 5M | 2.40% | 2.15% |
6M - 17M | 2.55% | 2.30% |
18M - 60M | 2.60% | 2.35% |
Type of Savings Account | Old Rate (p.a.) |
New Rate (p.a.) effective
1 June 2019 |
SmartSavers Account/
SmartSavers Account-i & SmartSavers Junior Account/ SmartSavers Junior Account-i |
Deposit with no withdrawal:
|
Deposit with no withdrawal:
|
iQ SmartSavers Account/
iQ SmartSavers Account-i |
Deposit with no withdrawal:
|
Deposit with no withdrawal:
|
SmartSavers - Mortgage |
Deposit with no withdrawal:
|
Deposit with no withdrawal:
|
Starter Savings Account |
Deposit with no withdrawal:
Deposit with at least 1 withdrawal:
|
Deposit with no withdrawal:
Deposit with at least 1 withdrawal:
|
Starter Savings Account - Protect / Invest |
Deposit with no withdrawal:
Deposit with at least 1 withdrawal:
|
Deposit with no withdrawal:
Deposit with at least 1 withdrawal:
|
Placement/Renewal | Premature Withdrawal | Placement Period | How much interest will be paid |
Before 5 Mar 18 | Anytime |
≤ 3 months
> 3 months |
No interest will be paid
50% of contracted rate for each completed month |
From 5 Mar - 31 Dec 18 | Before 1 Jan 19 |
≤ 3 months
> 3 months |
No interest will be paid
50% of contracted rate for each completed month |
On or after 1 Jan 19 |
≤ 3 months
> 3 months |
No interest will be paid | |
From 1 Jan 19 onwards | Anytime |
≤ 3 months
> 3 months |
No interest will be paid |
Placement/Renewal | Premature Withdrawal | Placement Period | How much interest will be paid |
RM10,000 on 1 March 2018 for 12 months at contracted rate 4.00%p.a.
Maturity date: 1 March 2019 |
27 July 2018 |
Completed month = 1 March 2018 to 1 July 2018
(122 days) |
RM10,000 x 4.00% p.a. x 122 days/365 days x 50% = RM66.85 |