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Unit Trust
Grow your wealth with greater confidence
Online Unit Trust PromotionGet a RM228 welcome bonus cash reward!
Unit Trust is a type of investment that allows people with the same objective to pool their money together and invest
digital notices
Access your fund-related notices online
FEATURES AND BENEFITS
Liquidity
Buy and sell easily, on any business day.
Buy and sell easily, on any business day.
Exposure
Get investment exposure to different asset classes such as equities, bonds and properties.
Get investment exposure to different asset classes such as equities, bonds and properties.
Diversification
Hold a diversified portfolio of assets with minimal investment amount.
Hold a diversified portfolio of assets with minimal investment amount.
Accessibility
Access assets that are not within the reach of general investment public e.g. Apple/Google stocks and shares.
Access assets that are not within the reach of general investment public e.g. Apple/Google stocks and shares.
Peace of Mind
Be assured that your money is managed by professional fund managers.
Be assured that your money is managed by professional fund managers.
Before you invest
What should you look out for before investing?
Financial Performance
- Check the fund's past performance through various sources.
- Past performance is neither a guarantee nor indicative of future performance.
Investment Objective
- Each Unit Trust has a different investment strategy based on its investment objectives.
- Some focus on capital growth whereas others focus on distributing periodic dividends.
Ways to invest
Disciplined approach
Invest regularly and even out market risks in the long run.
Lump sum investment
Make a one-time investment in a Unit Trust fund and take immediate advantage of the underlying market.
With our wide range of product offerings, you may wonder which fund best suits your investment needs.
Tell us more about your financial goal and needs through our comprehensive Financial Needs Analysis.
Talk to your Relationship Manager and let us be of service and grow together with you.
Promotions
Easy investing with extra rewards? Why not!
Get a RM228 welcome bonus cash reward when you open a Unit Trust account and invest at least RM5,000 using the OCBC Malaysia Mobile Banking app during the campaign period.
Campaign Period: 24 July 2023 – 24 October 2023.
Terms and conditions apply.
Useful information
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Buy through licensed consultants
Only buy through licensed consultants such as:
- Unit Trust Consultants (UTC), Institutional Unit Trust Advisers (IUTA), Corporate Unit Trust Advisers (CUTA), Unit Trust Management Company (UTMC).
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Fees and charges
All Unit Trust investments will incur a sales charge.
If you sell your units in a Unit Trust fund and then purchase units in another fund, you may have to pay a sales charge. However, if you switch from one fund to another fund that is managed by the same UTMC, you may not have to pay any sales charge.
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Unit Trust funds carry risk
Different types of Unit Trust funds carry different levels of risk. Some are higher in risk than others. Make sure you ask about the risks before investing in a fund.
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Rights as a first time investor
- You have the right to apply for and receive a refund for every Unit that you have paid for within six (6) Business Days from the date we received your purchase application.
- You will receive the refund of the Unit Trust investment amount, or the prevailing value of the existing units invested as at the date when you exercise your cooling-off right, whichever is lower, and the Unit Trust fund service charge paid.
- Please note that the cooling-off right is applicable to you if you are an individual investor and investing with OCBC for the first time in any Retail Funds. Cooling-off right for Wholesale Funds are specified in the Funds' Information Memorandum / Product Highlight Sheet and can differ for different Funds.
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The Bank will represent you as a unit holder
Your UTC may represent a company that uses a nominee system and your rights as a unit holder may be limited if you invest in Unit Trust funds through it. Unit Trusts are not endorsed or guaranteed by and do not constitute as obligations of OCBC Bank (Malaysia) Berhad.
Before you apply
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Disclaimer
Unit Trust investments are not bank deposits and are not obligations of or guaranteed or insured by OCBC Bank (Malaysia) Berhad.
Unit Trust investments are not guaranteed and are subject to investment risk unless otherwise specified. The investment risk includes general risks as described in the prospectuses for Unit Trust investment funds ("Prospectuses") and specific risks which may be different for each Unit Trust investment. Description of specific risks and general risks are published in the Prospectuses. With respect to Unit Trust investment, past performance is not indicative of future results; the net asset value can go up or down. Investors should also note that the net asset value per unit and distributions payable, if any, may go down as well as up.
Where a unit split/distribution is declared, investors are advised that following the issue of additional units/distribution, the NAV per unit will be reduced from pre-unit split NAV/cum-distribution NAV to post-unit split NAV/ex-distribution NAV; and where a unit split is declared, investors should be highlighted of the fact that the value of their investment in Malaysian ringgit or the respective foreign currency will remain unchanged after the distribution of the additional units.
All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein. The contents hereof may not be reproduced or disseminated in whole or in part without OCBC Bank's written consent.
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Product Risk Rating and Suitability Determination Matrix
Risk Rating Moderate High Principal Amount Partial loss* of full principal investment amount possible, total loss unlikely. Client may suffer substantial** or 100% loss of principal investment amount. Suitable for Risk Profiles Balanced
Growth
AggressiveGrowth
AggressiveNotes
* 'Partial loss' means the loss suffered by the investor can be up to 30% of the original investment principal.
** 'Substantial loss' means the loss suffered by the investor can be more than 30% of the investment principal.
The information in this website has not been reviewed by the Securities Commission Malaysia.