OCBC Titanium MasterCard


Age: 21 and above

Annual Income: At least RM24,000 per annum

Annual Fees

Principal card: No Annual Fee

Supplementary card: No Annual Fee

OCBC Titanium MasterCard Feature

No cap on rebates

Get rewarded for your retail purchases, from dining to entertainment, from travelling expenses to insurance, and so much more.

1% rebate on online transaction and overseas spend and 0.1% on all other retail spend.

Earn 1% rebate on online transaction and overseas spend and 0.1% on all other retail spend when you use your OCBC Titanium MasterCard. Rebates are automatically credited into your card account, and will be reflected in your monthly statement.

Great benefits with OCBC Titanium MasterCard

24-hour concierge

A personalised service that answers your travel queries, makes restaurant reservations, and books your tickets to concerts and performances. All your needs are within reach at

Interest-free period

Enjoy a 20-day interest-free period from the billing date on all retail purchases. You can also spend at any of our participating merchants with an interest-free instalment plan. Terms and conditions apply.

Easy bill payment

OCBC PayMaster gives you the convenience of having your utility and service bills paid automatically through monthly debit of your OCBC Credit Card.

e-Commerce Protection

Safeguard your online purchases with a minimum value of USD50 in the event of non-delivery, incomplete delivery, wrong items or damaged goods. Subject to Exclusions and Terms and conditions apply.

Terms and Conditions
Frequently Asked Questions