Smart Savers Account

Save monthly without withdrawing
to earn higher interest

Initial deposit

RM
200


Eligibility

  • Age 18 and above
  • Malaysians, Malaysia PRs and foreigners
How to apply

Total amount deposited in account every calender month Interest rates (yearly)
 

No withdrawals during calendar month

At least 1 withdrawal made during calendar month

RM0 – RM49.99

2.15%p.a.

0.25%p.a.

RM50 – RM999.99

2.15%p.a.

0.25%p.a.

RM1000 and above

2.55%p.a.

0.25%p.a.

Online banking

Track your money

View all your OCBC accounts, download previous and current statements, and much more with OCBC Online Banking.

Easy payments and transfers

Pay bills and transfer funds to accounts within OCBC, or to other banks' accounts via MEPS interbank GIRO.

Access over 10,000 ATMs nationwide

Wide network

OCBC ATM cards are accepted at all MEPS ATMs. In Singapore and Malaysia, withdrawals are free at any OCBC or OCBC NISP ATM.

Global access

Make withdrawals at over 600 OCBC ATMs in Singapore and at Visa PLUS ATMs anywhere in the world.

Apply at one of our branches

Please bring along:
1
RM
200

for initial deposit

2
Identity card
or
Passport

Find nearest branch to apply
Locate
 

Important Notices


This deposit is an eligible deposit insured by Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest / return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000 each.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to the PIDM information brochures that are available at our counters or go to the website at www.pidm.gov.my.