A government-assisted SME loan is a financing solution supported by government-backed programmes that help Malaysian SMEs access funding for business growth, working capital and expansion. Depending on the financing scheme, businesses may also benefit from financing guarantees or preferential financing terms.
SME Government assisted loans
Financing solutions for your everyday business needs
Grow your business with government financing schemes designed to support SME business expansion.
Financing to SMEs
Government financing schemes funded by BNM to boost SME business growth and expansion.
- Customisable financing amount (From RM50,000 to RM5million depending on the selected scheme)
- Flexible repayment period
CGC Guarantee Scheme for SMEs
A financing scheme supported by CGC guarantee to assist SMEs with limited collateral to seek financing.
- Loan amount of up to RM1million
- Guarantee coverage of up to 70%
- Comfortable repayment period of up to 10 years
Stabilisation Relief Facility
Financial relief by BNM to support SMEs impacted by the West Asia conflict.
- Up to RM750k financing
- 3.75% p.a.
- Repayment tenure up to 5 years
No endownment plan for this option
Try a different goal or time period.
FAQS
Common questions about Government Assisted Loan
What is a government-assisted SME loan?
What can a government-assisted SME loan be used for?
Government-assisted SME loans can be used to support working capital, business expansion, equipment purchases, technology upgrades, property acquisition and other business investments. Eligible uses vary depending on the financing scheme and its requirements.
Who is eligible to apply for a government-assisted SME loan in Malaysia?
Eligibility vary by financing programme. In general, government-assisted SME loans are available to Malaysian SMEs that meet the relevant business, industry, and financing requirements. Businesses may also need to fulfill criteria such as ownership structure, annual revenue and financing purpose.
Why should businesses consider government-assisted financing solutions?
Government-assisted financing solutions help businesses access funding with financing features designed to support sustainable growth. Depending on the scheme, businesses may benefit from financing guarantees, preferential financing terms and funding for expansion, productivity improvements or working capital needs.