SME Fixed Assets Loans
Financing solutions for your everyday business needs
Grow your business with financing for fixed asset purchases including commercial space, machinery, equipment and commercial vehicles.
Grow your business, acquire fixed assets or raise working capital with financing based on the Shariah structure.
Commercial Property Loan
Financing to help you own a commercial space.
- Get financing to help you own a commercial/industrial space with flexible repayment options
- For companies, up to (i) 140% of the property value or purchase price or (ii) RM5 million, whichever is lower
- For individuals, up to (i) 85% of the property value or purchase price or (ii) RM4 million, whichever is lower
Industrial Hire Purchase
Acquire or upgrade your machinery, equipment and commercial vehicles to cater to your business expansion.
- Financing tenure of up to 5 years
- Financing of up to 90% of the equipment value or RM5 million, whichever is lower
No endownment plan for this option
Try a different goal or time period.
Term Financing-i
A financing based on the Shariah structure of Commodity Murabahah (Tawarruq) that brings you more benefits, whether for expansion, asset acquisition or working capital.
- Competitive margin of financing and tenure
- Save more and manage your cash flow with our competitive rates
- Applicable for various types of commercial and business properties or other types of fixed assets
Industrial Hire Purchase-i
An asset financing facility based on the Shariah concept of Al-Ijarah Thumma Al-Bai (hire or lease ending with ownership transfer).
- Financing tenure of up to 5 years
- Fixed monthly instalments
- No extra charge for payment by Standing Instruction
IMBT Industrial Hire Purchase-i
A floating rate asset financing facility based on the Shariah concept of Ijarah Muntahiah bi Al-Tamlik (leasing ending with ownership transfer).
- Financing tenure of up to 5 years
- Financing value of up to 90% (subject to the bank's discretion)
- Available in Malaysian Ringgit and other major foreign currencies
Al-Amin Hire Purchase-i
An asset financing facility based on the Shariah concept of Ijarah Muntahiah bi Al-Tamlik (leasing ending with ownership transfer).
- Financing tenure of up to 7 years
- Margin of financing up to 90% or RM5 million
- Fixed monthly instalments
Equipment Financing-i
An asset financing facility based on the Shariah concept of Bai' Bithaman Ajil (BBA) (sale of assets deferred payment basis).
- Financing tenure of up to 5 years
- Fixed monthly instalments
- No extra charge for payment by Standing Instruction
No endownment plan for this option
Try a different goal or time period.
