OCBC MULTI CURRENCY ACCOUNT (MCA)
Simplified cross-border payments for business
To support businesses growing internationally, we designed our Multi Currency Account that enables up to 10 currencies.
At sign-up, 5 major currencies (AUD, CNY, EUR, SGD and USD) are auto-enabled.

Receive and pay easily
Transact like a local with up to 10 major currencies: AUD, CAD, CNY, EUR, GBP, HKD, JPY, NZD, SGD and USD.
Transact like a local with up to 10 major currencies: AUD, CAD, CNY, EUR, GBP, HKD, JPY, NZD, SGD and USD.

Digital banking, anytime
Stay seamlessly connected to your business finances with OCBC Velocity and the OCBC Business Mobile Banking app - our award-winning digital platforms - giving your 24/7 access across desktop and mobile.
Stay seamlessly connected to your business finances with OCBC Velocity and the OCBC Business Mobile Banking app - our award-winning digital platforms - giving your 24/7 access across desktop and mobile.

Cost effective and efficient
Transact directly with the currency of your choice and enjoy one of the lowest telegraphic transfer (TT) charges. For more info, please refer to Network Transfer and OCBC Flash
Transact directly with the currency of your choice and enjoy one of the lowest telegraphic transfer (TT) charges. For more info, please refer to Network Transfer and OCBC Flash

No more waiting time
Foreign currency is automatically enabled when a deposit is made to you without further paperwork.
Foreign currency is automatically enabled when a deposit is made to you without further paperwork.

Take you business beyond borders
Expand your business reach across international markets and unlock new opportunities
Expand your business reach across international markets and unlock new opportunities

Business Internet Banking (OCBC Velocity)
- Get a quick overview of your account, payments, collections, and transactions.
- Access detailed reports to make informed business decisions.
- Get intuitive steps to complete transactions faster and with ease.
- Get a quick overview of your account, payments, collections, and transactions.
- Access detailed reports to make informed business decisions.
- Get intuitive steps to complete transactions faster and with ease.

Business Mobile Banking
- Get instant access to your account balances with a fingerprint login.
- Make payments and approve transactions on the go.
- Get instant access to your account balances with a fingerprint login.
- Make payments and approve transactions on the go.

FX Online platform
View live FX rates and book contracts instantly via OCBC Velocity.
View live FX rates and book contracts instantly via OCBC Velocity.
Eligibility requirement
Business registered with Suruhanjaya Syarikat Malaysia (SSM) - including SMEs as defined by the SME Corporation Malaysia
Important notices
Protected by PIDM up to RM250,000 for each depositor.
- This deposit is an eligible deposit insured by Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest/return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000.Deposit protection is automatic.
- PIDM protects depositors holding deposits with banks.
- There is no charge to depositors for deposit insurance protection.
- Should a bank fail, PIDM will promptly reimburse depositors over their deposit.
For more information, refer to the PIDM information brochures that are available at our counter or visit www.pidm.gov.my.
Get your Multi Currency Account today
and submit the completed form
at your nearest OCBC branch