SME STABILISATION RELIEF FACILITY (SME SRF)
Supporting SME resilience with timely financing assistance
Financing relief for SMEs affected by the West Asia conflict to manage cash flow and sustain operations.
Financing up to RM750k
Up to 80% guarantee by CGC or SJPP
Repayment period up to 5 years
Eligibility requirements
Business registration
Must be an SME.
Must be a Malaysian-owned and controlled business, with at least 51% shareholding.
Business must be in operation for at least 3 years
Viable SMEs materially affected (i.e resulting in financial stress) by trade and supply chain disruptions from geopolitical conflict in West Asia (beginning March 2026)
Terms and conditions
All required forms and supporting document must be duly completed and submitted.
Subject to satisfactory assessment by the Bank.
Subject to approval by Bank Negara Malaysia (BNM).
Subject to Credit Guarantee Corporation (CGC) credit evaluation approval.
or call us at +603 8317 5200.
Monday to Friday 9am to 6pm
(Excluding public holidays)
Business Term Loan
Fulfil your cash flow needs or implement your business expansion plans with our hassle-free financing.
OCBC eBiz Account
Build your dream business starting with the business current account for business of all sizes
Financing to SMEs
Enjoy customisable financial solutions that cater to your business needs
SME Category
| Category | Micro | Small | Medium |
| Manufacturing | Sales turnover not exceeding RM300,000 OR Full-time employees not exceeding 5 |
Sales turnover from RM300,000 to less than RM15 million OR Full-time employees from 5 to less than 75 |
Sales turnover from RM15 million to not exceeding RM50 million OR Full-time employees from 75 to not exceeding 200 |
| Services & Other Sectors | Sales turnover from RM300,000 to less than RM3 million OR Full-time employees from 5 to less than 30 |
Sales turnover from RM3 million to not exceeding RM20 million OR Full-time employees from 30 to not exceeding 75 |