SME loans

Financing solutions for your everyday business needs

Drive your business forward with BizFinancing

Sustain your business cash flow and expansion plans with financing without any collateral.

Learn more

Commercial Property Loan

Get access to excess funds for your business growth and expansion when you refinance or purchase a commercial/industrial property with us.

Learn more

Government Assisted

Affordable financing scheme support for SMEs.

Learn more
Featured Loan

Invoice Financing

Financing on your purchases from suppliers for better cash flow management

  • Finance your purchases on an open account basis
  • Reduce the hassle through direct funds remittance to suppliers

Learn more

Invoice Financing

Financing on your purchases from suppliers for better cash flow management

  • Finance your purchases on an open account basis
  • Reduce the hassle through direct funds remittance to suppliers

Learn more

Additional Information

Legal documentation and guidelines 


Base Lending Rate (BLR)
The current Base Lending Rate (BLR) effective from 10 May 2023 is 6.76% p.a. for loans/financing facilities referenced against BLR.

Base Rate (BR)
The current Base Rate (BR) effective from 10 May 2023 is 3.83% p.a. for loans/financing facilities referenced against BR.

Standardised Base Rate (SBR)
The Bank uses the Standardised Base Rate (SBR) as the reference rate to price all new retail loans/financing facilities. The current Standardised Base Rate effective from 10 May 2023 is 3.00% p.a.

Are you sure you want to leave our site?

You are leaving the OCBC Bank website and about to enter a third party website that OCBC Bank has no control over and is not responsible for. Before you proceed to use the third party website, please review the terms of use and privacy policy of their website. OCBC Bank’s Conditions of Access and Privacy and Security Policies do not apply at third party websites.
I would like to stayLeave website