OCBC Malaysia offers a range of SME financing solutions, including business term loans, property financing, working capital financing, trade financing and other solutions to support different business needs.
SME loans
Financing solutions for your everyday business needs
Featured Loan
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Additional Information
Legal documentation and guidelines
Base Lending Rate (BLR)
The current Base Lending Rate (BLR) effective from 15 July 2025 is 6.51% p.a. for loans/financing facilities referenced against BLR.
Base Rate (BR)
The current Base Rate (BR) effective from 15 July 2025 is 3.58% p.a. for loans/financing facilities referenced against BR.
Standardised Base Rate (SBR)
The Bank uses the Standardised Base Rate (SBR) as the reference rate to price all new retail loans/financing facilities. The current Standardised Base Rate effective from 15 July 2025 is 2.75% p.a.
FAQs
Common questions
What types of SME financing solutions does OCBC Malaysia offer?
How do I choose the right business financing solution?
The right financing solution depends on your business objectives, cash flow needs and financing requirements. OCBC offers different solutions to support needs such as business expansion, property purchases, working capital, equipment and day-to-day operations.
What can business financing be used for?
Business financing can be used to support a range of business needs, including working capital, business expansion, property purchases, equipment upgrades and other operational expenses. The appropriate financing solution will depend on your business needs and eligibility.
Why choose OCBC Malaysia for business financing?
OCBC Malaysia offers a range of business solutions to support different business needs, from working capital and property financing to business expansion. Businesses can also access OCBC’s digital banking solutions to manage their banking needs conveniently.