SME loans

Financing solutions for your everyday business needs

Expand your business with an OCBC Business Term Loan

Sustain your business cash flow and implement your expansion plans with financing that needs no collateral.

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Commercial Property Loan

Get access to excess funds for your business growth and expansion when you refinance or purchase a commercial/industrial property with us.

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Government Assisted

Affordable financing scheme support for SMEs.

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Featured Loan

Invoice Financing

Financing on your purchases from suppliers for better cash flow management

  • Finance your purchases on an open account basis
  • Reduce the hassle through direct funds remittance to suppliers

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Invoice Financing

Financing on your purchases from suppliers for better cash flow management

  • Finance your purchases on an open account basis
  • Reduce the hassle through direct funds remittance to suppliers

Learn more

Contact MYKNP

Improve your eligibility for financing

Have you been facing problems with your personal financing application? Reach out to MyKNP to get tips and advice on how to improve your eligibility for financing in the future.

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Additional Information

Legal documentation and guidelines 


Base Lending Rate (BLR)
The current Base Lending Rate (BLR) effective from 10 May 2023 is 6.76% p.a. for loans/financing facilities referenced against BLR.

Base Rate (BR)
The current Base Rate (BR) effective from 10 May 2023 is 3.83% p.a. for loans/financing facilities referenced against BR.

Standardised Base Rate (SBR)
The Bank uses the Standardised Base Rate (SBR) as the reference rate to price all new retail loans/financing facilities. The current Standardised Base Rate effective from 10 May 2023 is 3.00% p.a.

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