BUSINESS SIGNATURE

Seamless Business Banking, Payments and Cash Management

Why you will love this

A complete banking package to manage your business financials conveniently

Focus on managing your business with your business banking solutions covered

Who can apply

All businesses including SMEs as defined by SME Corporation Malaysia

A minimum initial deposit of RM250,000

 

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Manage your business finances efficiently with a business account designed for growing and established SMEs.

FEATURES AND BENEFITS

Manage Business Transactions with Ease

View account balances in real time, track incoming and outgoing funds, and receive instant transaction alerts via OCBC OneTouch and the OCBC Business Banking app.

View account balances in real time, track incoming and outgoing funds, and receive instant transaction alerts via OCBC OneTouch and the OCBC Business Banking app.

24/7 Business Online Banking

Access your business accounts anytime, anywhere through OCBC Velocity and the OCBC Business Banking app.

Access your business accounts anytime, anywhere through OCBC Velocity and the OCBC Business Banking app.

Local & International Business Payments

Make fast and secure local and overseas fund transfers with multiple payment and collection solutions, including FPX, Direct Debit and Telegraphic Transfer (TT).

Make fast and secure local and overseas fund transfers with multiple payment and collection solutions, including FPX, Direct Debit and Telegraphic Transfer (TT).

PRODUCT PACKAGE BENEFITS
BEFORE YOU APPLY

Eligibility requirements

Who can apply for Business Signature

All businesses including SMEs as defined by SME Corporation Malaysia


Fees

Minimum initial deposit

RM250,000

Monthly account fee

RM20


Further Information



Important notices

Protected by PIDM up to RM250,000 for each depositor.

This deposit is an eligible deposit insured by the Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest/return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000.

  1. Deposit protection is automatic
  2. PIDM protects depositors holding deposits with banks
  3. There is no charge to depositors for deposit insurance protection
  4. Should a bank fail, PIDM will promptly reimburse depositors over their deposit

For more information, please refer to the PIDM information brochures that are available at our counter or go to website at www.pidm.gov.my.


READY TO APPLY?

Open your OCBC Business Signature account today.

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OUR AWARDS AND ACCOLADES

Best Digitally-Driven SME Bank in Southeast Asia

The Digital Banker Global SME Banking Innovation Awards 2026

ASEAN SME Bank of the Year

Asian Banking & Finance Retail Banking Awards 2026

Best SME Bank in Malaysia

Global Finance Best SME Bank Award 2026

FAQs for Business Signature
Common questions about Business Signature
How does a corporate business account improve operational efficiency?

A corporate business account like OCBC Business Signature helps businesses manage high transaction volumes more efficiently with waived RENTAS and GIRO fees. This allows companies to make multiple payments cost-effectively while streamlining daily cash flow and business banking operations.

Why should I choose a corporate business account over a standard SME account?

If your business maintains higher liquidity, a corporate account provides superior benefits such as four complimentary digital tokens and zero-fee local transfers, which are essential for managing a larger finance team and higher transaction volumes.

What is the difference between OCBC Business Access and Business Signature accounts?

OCBC Business Access and Business Signature are designed for SMEs at different growth stages.

Business Signature is tailored for more established or higher-volume businesses, offering enhanced features, greater flexibility, and support for more complex operations. It requires a minimum initial deposit of RM250,000.

Business Access is suited for growing businesses, with essential features for daily transactions and online banking. It requires a minimum initial deposit of RM50,000.