BUSINESS ACCESS
A business account designed for operating and growing businesses
Grow your business with OCBC Business Access, the business account designed to help your ventures grow, with complimentary digital tools to meet your business banking needs.
Award-Winning Platform
Gain real-time access to your account information and balances through OCBC OneTouch, or manage all your banking requirements 24/7 with our award-winning platform, OCBC Velocity. Both services are accessible via the OCBC Malaysia Business Mobile Banking app.
Gain real-time access to your account information and balances through OCBC OneTouch, or manage all your banking requirements 24/7 with our award-winning platform, OCBC Velocity. Both services are accessible via the OCBC Malaysia Business Mobile Banking app.
Seamless local and overseas payments
For local transfers, we provide direct debit services from other bank accounts, real-time fund collections from FPX member bank, and bulk cheque services. For international transfers, remit funds quickly via Telegraphic Transfers (TT), at a flat fee of RM5 (SGD & IDR) or RM20 (Other currencies as mentioned in the "View latest fees and charges" disclaimer).
For local transfers, we provide direct debit services from other bank accounts, real-time fund collections from FPX member bank, and bulk cheque services. For international transfers, remit funds quickly via Telegraphic Transfers (TT), at a flat fee of RM5 (SGD & IDR) or RM20 (Other currencies as mentioned in the "View latest fees and charges" disclaimer).
100% online application*
No branch visits needed. Simply verify your identify via the eKYC verification portal. We are committed to facilitating the growth of your business with ease. *Subject to completion of online application process. If you need any assistance on the application, please call us at 603-8317 5200
No branch visits needed. Simply verify your identify via the eKYC verification portal. We are committed to facilitating the growth of your business with ease. *Subject to completion of online application process. If you need any assistance on the application, please call us at 603-8317 5200
FX Online platform
Book the rates that work best for your business, with seamless digital transactions from booking to payment through OCBC Velocity.
Book the rates that work best for your business, with seamless digital transactions from booking to payment through OCBC Velocity.
Eligibility requirements
Who can apply for Business Access
All businesses including SMEs as defined by Bank Negara Malaysia
All directors/ sole proprietors/ partners must be citizens of Malaysia
Has sole proprietor or up to 2 partners / directors
SSM report must be updated with the latest list of sole proprietor, partners, directors, shareholders
For businesses with more than 2 partners / directors, you may consider our MYR Business Current Account
Looking for a Shariah-compliant business account? Find out more about our OCBC Business Access Account-i
Fees
Minimum initial deposit
RM50,000
Monthly account fee
RM20
OCBC Velocity (Business Internet Banking)
Waived monthly fee
OCBC Velocity online training
RM20 (one-time charge)
OCBC OneToken (digital security token)
2 complimentary tokens RM40 for each subsequent token
RENTAS (per transaction)
RM2
Direct Debit (per transaction)
No charge
Online Group training (Combine session with other companies)
No charge
Important notices
Protected by PIDM up to RM250,000 for each depositor.
This deposit is an eligible deposit insured by the Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest/return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000.
- Deposit protection is automatic
- PIDM protects depositors holding deposits with banks
- There is no charge to depositors for deposit insurance protection
- Should a bank fail, PIDM will promptly reimburse depositors over their deposit
For more information, please refer to the PIDM information brochures that are available at our counter or go to website at www.pidm.gov.my.
Open your OCBC Business Access account today.
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Foreign Currency Time Deposit
Deposit your foreign currencies over a period & earn interests
Digital Business Banking
Managing accounts and payments smoothly with OCBC Velocity by your side
Best Payments and Collections Solution 2023
The Asset Triple A Treasury Awards
Best Cash Management Bank in Malaysia 2023
Global Finance Best Treasury & Cash Management Providers
Best Cash Management Bank in Malaysia 2023
Alpha Southeast Asia Best FI Awards