Secure joyful tomorrows with steady growth today
Stay on track to a secure future with Fixed Deposit/-i rates of 3.58% p.a
HERE's HOW IT WORKS
Earn with OCBC Fixed Deposit/-i when you deposit fresh funds with us
Customer segment |
Maximum placement amount per customer |
Eligible product |
|---|---|---|
Premier Banking and Premier Private Client |
RM1,500,000 |
Fixed Deposit/-i, Multi Currency Term Deposit (MYR) |
Non-Premier Banking and Premier Private Client |
RM200,000 |
Fixed Deposit-i only |
Minimum placement amount is RM1,000 fresh funds.
“Fresh Funds” refer to funds:
- that have been deposited into the Eligible Customer's current or savings account/-i within thirty (30) days prior to the Fixed Deposit/-i placement date, and
- these funds do not originate from any existing current or savings account/-i kept/maintained with OCBC Bank (Malaysia) Berhad and OCBC Al-Amin Bank Berhad, including funds from the Fixed Deposit/-i maintained with the Bank, and
- these funds are not withdrawn and re-deposited within the last thirty (30) days of the Fixed Deposit/-i placement date.
For comparison, the board rate as of 1 August 2025 for 6-month Fixed Deposit/-i is 2.25% p.a.
Promotional period: 1 August to 31 October 2025
Eligibility requirements
Minimum Age
18 and above
Nationality
Malaysians Citizens, Permanent Residents and Non-Residents (subject to the country of origin)
Promotion requirement
Minimum initial deposit for 6 months:
RM1,000
PIDM disclosure
This deposit is protected by PIDM up to RM250,000 for each depositor.
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Deposit protection is automatic.
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PIDM protects depositors holding deposits with banks.
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There is no charge to depositors for deposit insurance protection.
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Should a bank fail, PIDM will promptly reimburse depositors for their deposits.
For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.
Make a placement today
or fill in your details to get us to contact you.