Secure the path to higher returns
Stay on track to a secure future with Fixed Deposit/-i rates of up to 3.60% p.a
HERE's HOW IT WORKS
Earn with OCBC Fixed Deposit/-i when you deposit fresh funds with us
Tenure |
Promotional Rate |
|---|---|
6 months |
3.60% p.a. |
12 months |
3.40% p.a. |
Minimum placement amount is RM1,000 in fresh funds. ”Fresh funds” refers to funds transferred from another licensed bank in Malaysia, other than OCBC Bank and OCBC Al-Amin. Fresh funds must be deposited into an account with OCBC Bank or OCBC Al-Amin not more than 7 calendar days from placement date.
For comparison, the board rates as of 9 May 2025 for the 6-month and 12-month Fixed Deposit/-i are 2.50% p.a. and 2.55% p.a. respectively.
Visit us at a branch near you or fill in your details to get us to contact you here.
Follow this step-by-step guide to make a Fixed Deposit (FD) placement at a promotional rate via OCBC Internet Banking.
1. Log in to OCBC Online Banking at www.ocbc.com.my.
2. Click on the FD promotion banner in the post-login page.
3. Complete the details for FD placement.
- Fixed Deposit Placement:
- Select FIXED/TIME DEPOSIT for the placement
- Select your funding bank
- Key in your placement amount
- Select your preferred FD Maturity Instruction
- Click on the ‘Next’ button
4. You will be redirected to the secure login page of your funding bank and you can complete the transaction via the internet banking page of your funding bank.
5. You will be redirected back to the OCBC Bank page upon completion.
Follow this step-by-step guide to make a Fixed Deposit placement at a promotional interest rate via OCBC Internet Banking
1. Sign up for OCBC Internet Banking here.
2. Log in to OCBC Online Banking at www.ocbc.com.my.
3. Click on the FD promotion banner in the post-login page.
4. Complete the details for FD placement.
- Select an Account you wish to open:
- Select your preferred type of Conventional Fixed Deposit Account
b. Before we proceed to open your account, please provide the following information:
- Select ‘Your mailing address and signature’
- Confirm your mobile number and email
c. Proceed with your Fixed Deposit placement:
- Select your funding bank
- Key in your placement amount
- Select the FD promotion tenure
- Select your preferred FD Maturity Instruction
d. Subscribe to e-Statement via Online Banking and email.
e. Read and Agree to the Terms and Conditions and Product Information Sheet before clicking on the ‘Next’ button.
5. You will be redirected to the secure login page of your funding bank and you can complete the transaction via the internet banking page of your funding bank.
6. You will be redirected back to the OCBC Bank page upon completion.
Promotional period: 9 May to 9 July 2025
Terms and Conditions apply.
Eligibility requirements
Minimum Age
18 and above
Nationality
Malaysians Citizens, Permanent Residents and Non-Residents (subject to the country of origin)
Promotion requirement
Minimum initial deposit for 6 months:
RM1,000
PIDM disclosure
This deposit is protected by PIDM up to RM250,000 for each depositor.
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Deposit protection is automatic.
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PIDM protects depositors holding deposits with banks.
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There is no charge to depositors for deposit insurance protection.
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Should a bank fail, PIDM will promptly reimburse depositors for their deposits.
For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.
Make a placement today
or fill in your details to get us to contact you.