1. Fixed Deposit-i 3.80% is applicable to eligible placements made from RM30,000 to RM300,000 for a 6-month tenure.
   1. "Fresh Funds” shall mean funds transferred from another licensed financial institution in Malaysia and deposited into an account with the Bank not more than seven (7) calendar days immediately preceding the placement date.
   2. To satisfy the Fresh Funds requirement, the Eligible Customer must ensure that there is an incremental growth in the total deposits maintained with the Bank. The computation of the incremental growth shall be based on the difference between:
      1. the Eligible Customer’s Total Deposit Balance as at the placement date; and
      2. the Eligible Customer’s Total Deposit Balance as at 28 February 2026, 

both denominated in Ringgit Malaysia. For clarity, the Total Deposit Balance shall include balances maintained across the following accounts with the Bank: 

1. MYR Current Accounts/-i;
2. MYR Savings Accounts/-i;
3. MYR Fixed Deposit Accounts/-i;
4. Multi Currency Current Account (MCCA) MYR; and
5. Multi Currency Term Deposit MYR (MCTD MYR).
1. For the avoidance of doubt, the incremental growth amount must be maintained throughout the Promotional Period. Should the incremental growth amount fall below the placement amount at any time during the placement tenure, the Eligible Customer shall be deemed not to have satisfied the Fresh Funds requirement.
2. Wealth Bundle 4.28% applies to Fixed Deposit/-i placement of minimum RM100,000 for a 6-month tenure. To be entitled, you must purchase a minimum of RM100,000 eligible wealth product in Unit Trust/-i or selected Structured Investment products, with sales charge of minimum 2%. Fixed Deposit/-i and wealth product placement amount is on 1:1 ratio.
3. The total Effective Profit Rate (EPR) of 3.80% p.a. for Fixed Deposit-i and Effective Interest/Profit Rate (EIR/EPR) 4.28% p.a. for Wealth Bundle applies when deposits are maintained throughout the 6-month tenure.