Earn up to 4.28% p.a. on a 6-month Fixed Deposit/-i
Deposit and invest to enjoy higher returns on your 6-month Fixed Deposit/-i placement.
Eligibility requirements
Minimum age
18 and above
Nationality
Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)
Deposit requirements
Fixed Deposit-i
RM30,000 – RM300,000
Wealth Bundle
Minimum RM100,000 in eligible wealth products to RM100,000 in Fixed Deposit/-i ratio
Important Notes
- Fixed Deposit-i 3.80% is applicable to eligible placements made from RM30,000 to RM300,000 for a 6-month tenure.
- Funds transferred from another licensed bank in Malaysia other than the bank, and deposited in an account with the Bank not more than 7 calendar days prior to placement date; and
- for existing clients, you must have incremental growth amount in your Total Deposit Balance during placement compared to February 2026’s Month-end Total Deposit Balance. Total Balance is applicable for balances across all MYR Current Accounts/-i, MYR Savings Accounts/-i, MYR Fixed Deposit Accounts/-i, Multi Currency Current Account (MCCA) MYR, and Multi Currency Term Deposit MYR (MCTD MYR) with the Bank. Should the incremental growth amount reduce to below the Fixed Deposit-i amount placed at any time during the Fixed Deposit-i placed duration, Eligible Customer will be deemed as does not satisfy the “Fresh Funds” requirement.
- Wealth Bundle 4.28% applies to Fixed Deposit/-i placement of minimum RM100,000 for a 6-month tenure. To be entitled, you must purchase a minimum of RM100,000 eligible wealth product in Unit Trust/-i or selected Structured Investment products, with sales charge of minimum 2%. Fixed Deposit/-i and wealth product placement amount is on 1:1 ratio.
- The total Effective Profit Rate (EPR) of 3.80% p.a. for Fixed Deposit-i and Effective Interest Rate/Effective Profit Rate (EIR/EPR) of 4.28% p.a. for Wealth Bundle applies when deposits are maintained throughout the 6-month tenure.
Disclaimer
Terms and conditions apply.
Campaign Period: 9 March 2026 - 31 May 2026
PIDM disclosure
This deposit is protected by PIDM up to RM250,000 for each depositor.
- Deposit protection is automatic.
- PIDM protects depositors holding deposits with banks.
- There is no charge to depositors for deposit insurance protection.
- Should a bank fail, PIDM will promptly reimburse depositors over their deposits.
For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.
Place your Fixed Deposit/-i today and enjoy attractive returns.
or visit us at a branch near you.
For New Customers
This will take approximately 10 minutes to complete.
- Have your MyKad ready, ensure good lighting and stable internet connection.
- Scan the QR code to download the OCBC Malaysia App and complete your application.
Takes approximately 10 minutes to complete.
- Have your MyKad ready, ensure good lighting and stable internet.
- Complete your application on the OCBC Malaysia App.

For OCBC Bank Customers
Please apply via OCBC Internet Banking (Login > Open an account > Savings) or visit any OCBC Bank branches.
Please apply via OCBC Internet Banking (Login > Open an account > Savings) or visit any OCBC Bank branches.
Log in to Internet Banking




