Titanium Mastercard: Credit Card with No Annual Fee | OCBC Bank MY

OCBC TITANIUM MASTERCARD

Earn up to 12x OCBC$ for the Online Shoppers

Why you will love this

12x OCBC$ for Online & e-Wallet spend on *Double Date and Pay Day sale

6x OCBC$ for online & e-Wallet spend on other days

Who can apply

Anyone 21 years and above

Must have an annual income of at least RM48,000

Apply now

If you cannot resist the thrill of shopping online or via ewallet, OCBC Titanium Mastercard is just what you need.

FEATURES AND BENEFITS

Earn 12x* OCBC$ for Online & e-Wallet

When you spend on **Double Date and Pay Day sale.

Earn 6x* OCBC$ for Online & e-Wallet

When you spend on other days.

Get 1x unlimited OCBC$

Earn 1x unlimited OCBC$ for all retail spend.

5 years expiry for earned OCBC$

And redeem them as cashback via OCBC Malaysia Mobile Banking app.

Learn how to redeem here

*Capped at 20,000 per statement cycle. Customer continue to earn unlimited 1x OCBC$ for all retail spend including Online and eWallet once the capping is reached.
**Double Date refers to 1.1, 2.2, 3.3, 4.4, 5.5, 6.6, 7.7, 8.8, 9.9, 10.10, 11.11, 12.12 and Pay Day refers to 25th of every month.

BEFORE YOU APPLY

Eligibility requirements

Minimum age

21 years old

Annual income

Minimum RM48,000 per annum

Fees and charges

Annual fee

RM75 for principal cardholder

Product Disclosure Sheet

Product disclosure sheet

Required documents

Multinational company, Public listed company, Government linked company, Government servant

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Latest 1 month salary slip for fixed income / 3 months salary slips for variable income; OR
  • Latest EPF statement with at least 3 months contributions; OR
  • Latest Borang B/BE/e-filing with proof of tax payment

Non-multinational company, Non-public listed company, Non-government linked-company

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Latest 3 months salary slips AND 3 months supporting bank statements OR EPF statement
  • Latest EPF statement with at least 3 months contributions; OR
  • Latest Borang B/BE/e-filing with proof of tax payment

Self-employed (more than 2 years with/in current business)

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Form 24/29/49;
  • Business Registration certificate/print out from SSM/CTOS/CBM;
  • With salary slip (except sole proprietor)
    6 months salary slips AND 6 months supporting bank statements
  • Business bank statement (shareholding must be > 50%)
    6 months principal bank statements
  • EPF statement (except sole proprietor)
    Latest EPF statement with at least 3 months contributions

Commission Earner (full commission earner without basic salary)

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months

Non-Great Eastern (GE)

  • 6 months commission statements with 6 months supporting bank statements

Great Eastern (GE)

  • GE HR confirmation
  • Latest Borang B/BE/e-filing with proof of tax payment

Foreigner/Malaysian working abroad

Salaried/Employed

  • Latest 3 months salary slips AND supporting bank statements; OR
  • CPF statement for Singaporean and Malaysian with Singapore PR; OR
  • Valid work permit if employment is not in home country; OR
  • Permanent Residential ID (for Singapore PR)

Self-employed

  • Latest Tax Assessment from specific country; AND
  • Valid work permit/Permanent Residential ID requirement as per salaried above

Note: Additional supporting income documents might be required if the original copies of submitted documents are not sighted by the Bank.

Important notices

Terms and conditions

Terms and conditions governing OCBC Titanium Mastercard

Notices

OCBC Bank (Malaysia) Berhad merely provides payment convenience and disclaims all liabilities and obligations in respect of any products, services or representations by third parties. Usage of OCBC Credit Cards is subject to the terms and conditions in the OCBC Cardmember's Agreement.

or call us at +603 8317 5000.

Monday to Friday 8am to 10pm
(Excluding public holidays)

FAQS
Common questions
See all questions
What can I get from my OCBC Titanium Mastercard (Blue/Pink)?

You can earn rewards points (OCBC$) on purchases validly charged to your OCBC Titanium Mastercard (Blue/Pink) as provided in the table below.

Table

REWARDS POINTS (OCBC$) TRANSACTIONS FOR REWARDS POINTS (OCBC$) CALCULATION
12x Online & e-wallet spending on Double Date and Pay Day
6x Online & e-wallet on other days
1x All other retail sending
What is Double Date and Pay Day?

Double Date refers to 1.1, 2.2, 3.3, 4.4, 5.5, 6.6, 7.7, 8.8, 9.9, 10.10, 11.11, and 12.12, while Pay Day refers to 25th of every month.

What is retail spending?

Retail Spending means the total amount of your retail spending. The table below shows you what transactions are retail spending and what are not.

Retail Spending

(transactions below are included for rewards point (OCBC$) calculation)

Non-Retail Spending

(transactions below are excluded from rewards point (OCBC$) calculation)
  1. Online Purchases/ e-wallet/ E-Commerce
  2. Local and overseas purchases
  3. Auto Debit / Recurring
  4. Instalment Payment Plan (IPP)
  5. Mail Order / Telephone Order
  1. Easy Payment Plan (EPP)
  2. Balance Transfer (BT)
  3. Call for Cash (CFC)
  4. Power Credit Cash Plus
  5. Auto Balance Conversion
  6. Outstanding Balance
  7. Cash Advance
  8. Finance Charge
  9. Annual Fee
  10. Late Payment Charge
  11. Reversal on Transaction
  12. Disputed Transaction
  13. Fraudulent Transaction
  14. Card Replacement Fee
  15. Service Tax
  16. Other Fees and Charges
  17. Donations to Charitable and Social Service Organisations
  18. Government - related payments
  19. Great Eastern Life/ General Insurance
Will I be entitled for rewards points on insurance premium when I pay with this card?

Yes, you will be entitled for rewards points except for Great Eastern (GE) Life/General Insurance.

See all questions

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