FIXED DEPOSIT
Secure higher returns with fixed tenures of up to 60 months
Grow your money with attractive Fixed Deposit rates.
Fixed Deposit Rates
Giving you the flexibility to withdraw partially when you need it most while still growing your money with attractive Fixed Deposit rates on your remaining balance.
Rates are indicative only.
For more information on latest Fixed Deposit interest rates offered, please call +603 8317 5000 (Personal Banking enquiries) or 1300 88 7000 (Business Banking enquiries).
CURRENT PROMOTION
Secure the path to higher returns
Stay on track to a secure with Fixed Deposit/-i rates of up to 3.60% p.a. from now till 9 July 2025.
Promotion period: 9 May to 9 July 2025
Terms and conditions apply.
BEFORE YOU APPLY
Eligibility requirements
Minimum age
18 and above
Nationality
Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)
Deposit requirements
Minimum initial deposit
1 month: RM5,000
2- 60 months: RM1,000
Terms and conditions
Important notices
PIDM disclosure
Open your Fixed Deposit Account today
or visit us at a branch near you.
Fixed Deposit/-i Terms & Conditions
For Ringgit Fixed Deposit or Ringgit Fixed Deposit-i placed on and after 5 March 2018 no interest/ profit will be paid at all for premature withdrawal/early settlement made on or after 1 January 2019.
Premature withdrawal/early settlement made before 1 January 2019, as well as all placement made before 5 March 2018 will not be affected by this revision.
For New Customers
If you don't have an existing OCBC account, fill in your details to get us to contact you.
For OCBC Customers
If you have Internet Banking access with us, you can log in to OCBC Internet Banking and apply with just a few clicks.