Fixed Deposit

Eligibility
  • Age 18 and above
  • Malaysian, Malaysia PRs and foreigners

Initial Deposit

MYR
1 month: RM5,000
2-60 months: RM1,000


Foreign Currency
10,000 units of AUD, CAD, EUR, NZD, SGD, USD, RMB
5,000 units of GBP
1,000,000 units of JPY


Promotional Interest Rates

Earn higher returns on your savings with up to 60 months of competitive fixed deposit rates. The profit rate you earn is based on the tenure period of your choice. That way, you can enjoy guaranteed returns with a flexible tenure period.

Currency Tenure (months) Interest rate (p.a.) Placement Amount
Malaysian Ringgit 12 4.20 % RM10,000 to
RM10 million
Australian Dollar 3 2.50% Minimum AUD1,000
Great Britain Pound 3 1.00 % Minimum GBP500
US Dollar 3 3.00 % Minimum USD1,000
View board rates
Terms and Conditions

Foreign Currency Interest Rates


Get higher interest and returns on your FD funds when you deposit in foreign currency. Enjoy attractive interest rates from 8 different foreign currencies that is available in different periods of up to 12 months.

  • Austalian Dollar (AUD)
  • European Euro (EUR)
  • British Pound (GBP)
  • Japanese Yen (JPY)
  • Singapore Dollar (SGD)
  • US Dollar (USD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
View more rates

Ways to Apply

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Important Notices

This deposit is an eligible deposit insured by Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest / return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000 each.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to the PIDM information brochures that are available at our counters or go to the website at www.pidm.gov.my.

For Ringgit Fixed Deposit or Ringgit Fixed Deposit-i  placed on and after 5 March 2018 no interest /profit will be paid at all for premature withdrawal/early settlement made on or after 1 January 2019.

Premature withdrawal/early settlement made before 1 January 2019, as well as all placements made before 5 March 2018 will not be affected by this revision.