Fixed Deposit

Fixed Deposit/-i Rates

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Answer a few simple questions below to help you get started with your Fixed Deposit placement

Do you have an OCBC Debit or Credit Card with us?

OCBC 360 Account Calculator

OCBC Booster Account Interest/Profit Calculator

Base Rate
0 % p.a
Base Interest/Profit per month 1
RM 0

In selected investment or insurance products
Wealth Bonus Rate
0 % p.a.
Wealth Bonus per month 2
RM 0
Total interest/profit per month:
RM 0
12-months effective interest/profit rate :
RM 0


The amount is calculated on per month (31 days) basis and is for illustration purposes only.
¹Base interest/profit per month is calculated based on account daily balance and will be paid on monthly basis.
²Wealth bonus per month is calculated based on account average balance and will be paid on monthly basis.

The calculator is for your convenience only and you have chosen to use it and rely on any results at your own risk. OCBC Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator.

This deposit is an eligible deposit insured by Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest/profit / return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000 each.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to the PIDM information brochures that are available at our counters or go to the website at

For Ringgit Fixed Deposit or Ringgit Fixed Deposit-i  placed on and after 5 March 2018 no interest /profit will be paid at all for premature withdrawal/early settlement made on or after 1 January 2019.

Premature withdrawal/early settlement made before 1 January 2019, as well as all placements made before 5 March 2018 will not be affected by this revision.