Fixed Deposit

Currency Tenure
Interest rate
Placement Amount
Malaysian Ringgit 12 1.90 % RM1,000
This promotion is only valid from 5 Nov 2020 till 31 Jan 2021. Make a placement online via FPX to enjoy the promo rate. Online placement is not available via OCBC Malaysia Mobile Banking App.

Terms and conditions: OCBC Bank FD Promo

Make a placement now!
Click here to find out how
Do not have FD account? Open online now!
Click here to find out how

Giving you the flexibility to withdraw partially when you need it the most while still growing your money with attractive Fixed Deposit rates on your remaining balance.


  • Age 18 and above
  • Malaysian, Malaysia PRs and foreigners

Initial Deposit

1 month: RM5,000
2 – 60 months: RM1,000
  • Partial withdrawal in multiples of RM1,000 with minimum balance of RM1,000
  • Subject to Terms and Conditions

MYR Fixed Deposit Interest Rates

Enjoy returns when you deposit your Foreign Currency


  • Age 18 and above
  • Malaysian, Malaysia PRs and foreigners

Initial Deposit

Foreign Currency
10,000 units of AUD, CAD, EUR, NZD, SGD, USD, RMB
5,000 units of GBP
1,000,000 units of JPY

Foreign Currency Interest Rates

Get higher interest and returns on your FD funds when you deposit in foreign currency. Enjoy attractive interest rates from 8 different foreign currencies that is available in different periods of up to 12 months.

  • Austalian Dollar (AUD)
  • European Euro (EUR)
  • British Pound (GBP)
  • Japanese Yen (JPY)
  • Singapore Dollar (SGD)
  • US Dollar (USD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)

Ways to apply

Let's get in touch
Provide us with your contact details
for us to meet up and better assist you.
Enter your contact details

*only for selected locations

Visit a branch
Can't drop by on weekdays? You can always drop by on Saturdays.

OCBC 360 Account Calculator

OCBC Booster Account Interest Calculator

Base Rate
0 % p.a
Base Interest per month 1
RM 0

In selected investment or insurance products
Wealth Bonus Rate
0 % p.a.
Wealth Bonus per month 2
RM 0
Total interest per month:
RM 0
12-months effective interest rate :
RM 0


The amount is calculated on per month (31 days) basis and is for illustration purposes only.
¹Base interest per month is calculated based on account daily balance and will be paid on monthly basis.
²Wealth bonus per month is calculated based on account average balance and will be paid on monthly basis.

The calculator is for your convenience only and you have chosen to use it and rely on any results at your own risk. OCBC Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator.

This deposit is an eligible deposit insured by Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest / return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000 each.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to the PIDM information brochures that are available at our counters or go to the website at

For Ringgit Fixed Deposit or Ringgit Fixed Deposit-i  placed on and after 5 March 2018 no interest /profit will be paid at all for premature withdrawal/early settlement made on or after 1 January 2019.

Premature withdrawal/early settlement made before 1 January 2019, as well as all placements made before 5 March 2018 will not be affected by this revision.