No branch visits needed. Simply verify your identity via the eKYC verification portal.
*Subject to completion of online application process. If you need any assistance on the application, call us at 603-8317 5200.
No branch visits needed. Simply verify your identity via the eKYC verification portal.
*Subject to completion of online application process. If you need any assistance on the application, call us at 603-8317 5200.
It only takes RM500 to open your first business account.
It only takes RM500 to open your first business account.
Manage business expenses better when you link the OCBC Business Debit Card to your OCBC eBiz Account.
Manage business expenses better when you link the OCBC Business Debit Card to your OCBC eBiz Account.
Stay on top of your business anytime, anywhere with the Business Mobile Banking appBusiness Mobile Banking app and OCBC Velocity (Internet Banking).
Stay on top of your business anytime, anywhere with the Business Mobile Banking appBusiness Mobile Banking app and OCBC Velocity (Internet Banking).
View live FX rates and book contracts instantly via OCBC Velocity (Internet Banking).
View live FX rates and book contracts instantly via OCBC Velocity (Internet Banking).
Give your customers the option to pay via debit/credit cards or QR codes with OCBC Merchant Terminal and OCBC OneCollect.
Give your customers the option to pay via debit/credit cards or QR codes with OCBC Merchant Terminal and OCBC OneCollect.
Easily open an OCBC eBiz Account online by following these steps below.
Easily open an OCBC eBiz Account online by following these steps below.
For limited time only, you can transfer your business funds to Singapore and Mainland China at a promotional flat fee of RM10 for SGD and RM30 for RENMINBI (CNH/CNY).
Learn more >
Location of business incorporation and registration
All business registered with SSM
All directors/ sole proprietors/ partners must be citizens of Malaysia
Has a sole proprietor or up to 2 partners/directors
SSM report must be updated with the latest list of sole proprietor, partners, directors, shareholders
For businesses with more than 2 partners / directors, you may consider our MYR Business Current Account
Looking for a Syariah-compliant business account? Find out more about our OCBC eBiz Account-i
Initial deposit
RM500
OCBC Velocity (Business Internet Banking)
Waived monthly fee
OCBC Velocity online training
RM20 (one-time charge)
OCBC OneToken (digital security token)
2 complementary tokens
RM40 for each subsequent token
Half yearly service charge
RM10 if your average account balance falls below RM1,000
Cheque book
Apply at any OCBC Branch
Important: Please read the contract terms to understand the product. Feel free also to contact us at 1300 88 7000 if you have any questions
Transaction Banking Terms and Conditions in English
Transaction Banking Terms and Conditions in Bahasa Malaysia (BM)
Accounts and Services Terms and Conditions (EN)
Accounts and Services Main Terms & Conditions (BM)
Business Account Details Agreement
Protected by PIDM up to RM250,000 for each depositor.
This deposit is an eligible deposit insured by the Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest/return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000.
For more information, please refer to the PIDM information brochures that are available at our counter or visit www.pidm.gov.my.
A contactless transaction for domestic and foreign payment schemes such as Mastercard, AMEX, ShopeePay, Alipay and more.
The Smarter Way to perform Overseas Transactions. You may view live FX rates and book contracts instantly via OCBC Velocity
Comprehensive employee benefits coverage to safeguard your workplace and support your business
The Digital Banker Global SME Banking Innovation Awards
2026
Asian Banking & Finance Retail Banking Awards
2026
Global Finance Best SME Bank Award
2026
Scan the QR code to download the app on the App Store or Google Play.
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The OCBC eBiz Account requires a minimum initial deposit of RM500. There is no monthly fee, but you must maintain an average balance of at least RM1,000. A RM10 half-yearly fee applies if the balance falls below this amount.
Only businesses registered with SSM are eligible. Companies with more than two directors or partners cannot apply online and should instead open a Business Current Account through Business Development Manager at branch.
The OCBC eBiz Account is a fully digital business banking solution designed for Malaysian SMEs. With platforms such as OCBC Velocity and built-in financial tools, you can manage payments, collections, foreign exchange (FX) transactions and cash-flow in one place- without the need to visit a branch.
The account also offers real‑time FX rates, online transaction capabilities and invoice management, enabling businesses to closely monitor, manage, and optimise their working capital more efficiently.
