Enjoy lower deposit and 6-month fee waivers
Our enhanced Business Account now starts from just RM30,000 – giving you easier access to comprehensive banking solutions.
Grow your business with more flexibility and less upfront cost
Enjoy a lower initial deposit from RM30,000, a 6-month waiver on fall-below fees and bundled solutions like the Business Debit Card, OneCollect, and merchant terminal — all with the OCBC Business Access/-i or Business Signature/-i Promo.
Exclusive perks to streamline your business banking journey.
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Digital banking anytime, on the go
Access your account and manage your business banking 24/7 via our award-winning OCBC Velocity platform and the OCBC Malaysia Business Mobile Banking app.
Seamless local and overseas payments
Enjoy seamless local transfers (including DuitNow, GIRO, Payroll, RENTAS, Direct Debit, FPX, Bill Payment and Internal Fund Transfer) and one of the lowest telegraphic transfer (TT) charges. For more info, please refer to Network Transfer and OCBC Flash.
Simplified through online application*
Apply online and verify via eKYC.
*Subject to completion of online application process. If you need any assistance on the application, please call us at 603-8317 5200.
FX Online platform
Enhance your business efficiency by securing competitive FX rates and executing seamless digital transactions via OCBC Velocity.
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Eligibility requirements
Who can apply for Business Access
All businesses including SMEs as defined by Bank Negara Malaysia
All directors/ sole proprietors/ partners must be citizens of Malaysia*
Has sole proprietor or up to 2 partners / directors*
SSM report must be updated with the latest list of sole proprietors, partners, directors, shareholders*
*For OCBC Business Access and OCBC Business Signature online application only
Looking for a Shariah-compliant business account? Find out more about our OCBC Business Access Account-i
Fees
Minimum initial deposit for OCBC Business Access/-i
RM30,000
Minimum initial deposit for OCBC Business Signature/-i
RM150,000
Monthly account fee
RM10
Terms and conditions
Transaction Banking Terms & Conditions (EN)
Transaction Banking Terms & Conditions (BM)
Business Access Terms & Conditions (EN)
Business Access Terms & Conditions (BM)
Business Access-i Terms & Conditions (EN)
Business Access-i Terms & Conditions (BM)
Business Signature Terms & Conditions (EN)
Business Signature Terms & Conditions (BM)
Business Signature-i Terms & Conditions (EN)
Business Signature-i Terms & Conditions (BM)
Accounts and Services Main Terms & Conditions (EN)
Accounts and Services Main Terms & Conditions (BM)
Important notices
Protected by PIDM up to RM250,000 for each depositor.
This deposit is an eligible deposit insured by the Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest/return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000.
- Deposit protection is automatic
- PIDM protects depositors holding deposits with banks
- There is no charge to depositors for deposit insurance protection
- Should a bank fail, PIDM will promptly reimburse depositors over their deposit
For more information, please refer to the PIDM information brochures that are available at our counter or go to website at www.pidm.gov.my.
Open a business account that supports your next move.
If you’re applying for a Shariah-compliant business account, please