OVERDRAFT
Pledge your assets for extra cash
Pledge your assets for extra cash to ease your burdens.
Get standby funds
Access standby credit up to the approved credit limit.
Access standby credit up to the approved credit limit.
Access extra cash
Get extra cash by pledging your assets to take advantage of market opportunities.
Get extra cash by pledging your assets to take advantage of market opportunities.
Enjoy competitive low interest rate
Interest is charged on amount used, depending on collateral pledged.
Interest is charged on amount used, depending on collateral pledged.
Use the assets you have with OCBC to secure an overdraft.
Interest rates for overdraft
Interest rates are dependent on the collateral pledged. Call us at +603 8317 5000 for more information.
Eligibility requirements
Age
18 and 70 years old
Nationality
Malaysian and Permanent Residents
Minimum monthly gross income
RM5,000
Important notices
Terms and conditions apply.
All applications for OCBC Overdraft are subject to OCBC Bank's credit assessment and approval and other applicable terms and conditions.
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