Money In$ights is an online feature that allows you to track and manage your cashflow over time. It automatically categorizes your spending and displays your spending history by either category or top spend.

You can also set budgets and have alerts sent to you when you are close to exceeding them.

Money In$ights can be accessed through OCBC Internet or Mobile Banking.

OCBC Internet Banking

1. Log in to your account via OCBC Internet Banking.
2. Go to Your accounts > Money In$ights.

OCBC Mobile Banking

1. Log in to your account via OCBC Malaysia Mobile Banking app.
2. Tap on the top left Menu "="> Track and Manage > Money In$ights.

Note:
For more details, please refer to Money In$ights page.

The Money Flow chart allows you to see your money movement. You'll see a detailed categorisation of your spending when you scroll down. This makes your online banking experience with us easier and more intuitive.

At a glance, you'll be able to see if there is an increase in your spending or if you're on track with your savings plan.

Money In$ights includes transactions and balances for all your current, savings and credit cards accounts.

We will record the transactions performed and categorise the transactions.

You will also have the option to categorise the transactions.

We have 19 different categories, available for you to tag your spending to and we believe that should cover most types of spending that you normally incur.

'Set Your Budget' enables you to be in control of your monthly spend. When you set a budget on a monthly basis or by category, we will keep track of your spending for you.

You can monitor your monthly total spending or category budgets via email or mobile alerts (SMS/Push Notification).

You can set your budget via OCBC Internet Banking

1. Log in to your account via OCBC Internet Banking.
2. Go to Your accounts > Money In$ights.
3. Click on 'Set Your Budget' under the Money flow section
4. Proceed to set your budget

Note:
For more details, please refer to Money In$ights - Set Your Budget page.

Once you have set a budget, it will be saved and you do not have to set it again every month.