Limited-Time Promotional Rate | OCBC 360 Account/-i

Earn up to 4.20% p.a. with just 3 simple actions. Only with OCBC 360 Account/-i.

Build it your way, one block at a time.

2 easy steps to earn your RM100 Welcome Cash Reward

  1. Open a new OCBC 360 Account/-i during the promotional period
  2. Deposit and maintain an incremental balance of at least RM3,000 for the first 3 consecutive months

Note: Welcome Cash Reward is exclusively for New-to-OCBC customers.

2 easy steps to earn your RM50 Welcome Cash Reward
IT’S EASY TO MAXIMISE YOUR RETURNS WITH OCBC 360 ACCOUNT/-I

Earn additional interest/profit from the bonus categories when you open OCBC 360 Account/-i. Build your own OCBC 360 Account/-i your way!

Promotional period: 1 September 2023 - 31 December 2023

Enhanced base interest/profit

0.10% p.a.

Base Rate

on your day-end balance

on your day-end balance

Deposit interest/profit

2.00% p.a.

Deposit and
Welcome
Bonus1

Deposit at least RM3,000 each month for the first 3 months upon account opening

(Exclusively for New-to-OCBC 360 Account/-i customers only)

Deposit at least RM3,000 each month for the first 3 months upon account opening

(Exclusively for New-to-OCBC 360 Account/-i customers only)

+
+
Pay interest/profit

1.05% p.a.

Pay

Pay at least 3 bills online every month

Pay at least 3 bills online every month

+
+
Spend interest/profit

1.05% p.a.

Spend

Spend at least RM500 on your OCBC Credit and Debit Card(s)/-i every month

Spend at least RM500 on your OCBC Credit and Debit Card(s)/-i every month

+
+
Maximum interest/profit

Up To
4.20% p.a.

Enjoy

up to 4.20% p.a. maximum interest/profit

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=

*Maximum Effective Interest Rate/Effective Profit Rate (“EIR”/”EPR”) for one month on your first average daily balance of RM100,000 in your newly opened OCBC 360 Account/-i, assuming you fulfil the above Bonus Pillars:

  • You will earn a base interest/profit rate of 0.10% p.a. on your entire account balance regardless of whether you fulfil any of the above Bonus Pillars or not.
  • Deposit & Welcome Bonus1 : You will earn a maximum EIR/EPR of 2.10% p.a.
  • Deposit & Welcome Bonus1 + Pay: You will earn a maximum EIR/EPR of 3.15% p.a.
  • Deposit & Welcome Bonus1 + Pay + Spend: You will earn a maximum EIR/EPR of 4.20% p.a.

1New-to-OCBC 360 Account/-i customers are entitled to an additional 0.95% p.a. Welcome Bonus Interest/Profit on top of “Deposit” Bonus Interest/Profit of 1.05% p.a. for the first three (3) months upon account opening if a deposit of at least Three Thousand Ringgit Malaysia (RM3,000) is made each month. The eligibility criteria for “Deposit” Bonus Interest/Profit category remains unchanged.

The Welcome Bonus is paid on the first RM100,000 average daily balance for that calendar month and credited into the OCBC 360 Account/-i within 31 business days of the start of the following calendar month.

INTEREST/PROFIT CALCULATOR

Discover how much interest/profit you can earn for the first 3 months on your New OCBC 360 Account/-i opened during the promotional period.

Disclaimer

The amount is calculated on per month (31 days) basis and is for illustration purposes only.

The calculator is for your convenience only and you have chosen to use it and rely on any results at your own risk. OCBC Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator.

BEFORE YOU APPLY

PIDM disclosure

This deposit is protected by PIDM up to RM250,000 for each depositor.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.


Find out more on OCBC 360 Account

Find out more on OCBC 360 Account-i

READY TO APPLY

Open your OCBC 360 Account/-i today