OCBC Easy Payment Plan

With OCBC Easy Payment Plan, you can convert your purchases of RM500
and above into smaller and easier-to-pay monthly instalments up to 20 months.


Turn your dreams into a reality by going for that life-changing trip to see all seven
wonders of the world, an unforgettable beach wedding, a timeless piece to pass
on for generations or furnishing your house.

Putting the convenience in payment, and more:

Pay lower monthly repayments

Convert purchases of RM500 and above into monthly repayments of as low as RM25 per month that can be stretched up to 20 months

Get zero early exit fee

No early exit penalty if you opt to settle your easy payment early

Apply easily

Applying is easy with no
paperwork required

The power to purchase, for only a one-time handling fee:

EASY PAYMENT PLAN ONE-TIME HANDLING FEE (NON-REFUNDABLE)
5 months 4%
10 months 6%
20 months 7%

How to apply


Apply via
OCBC Internet Banking

Call us
at 03 8317 5000

Frequently Asked Questions


Yes, there will be a one-time handling fee based on the amount you converted and the tenure you selected upon approval of your application which will be debited from your OCBC Credit Card.

Kindly ensure that:
a) OCBC Card is activated and in good standing.
b) Easy Payment Plan amount with one time handling fee does not exceed credit card available limit.

a) Login > Open an account > Easy Payment Plan (EPP)
b) Place mouse cursor over your cardnumber > Click “Apply for EPP” from dropdown list

Terms and Conditions apply.

OCBC Easy Payment Plan Terms and Conditions (ENG/BM)