OCBC Balance Transfer

Enjoy a smarter credit card management when you transfer
a minimum of RM1,000 from the outstanding balance of your other
credit card to your OCBC Credit Card via OCBC Internet Banking.

The best solution to your credit card balance management where you can get:

More savings


  • Up to 60% in interest charges
    can be saved
  • No processing fees or handling charges incurred
  • No penalty for early exit

More control


  • Fixed monthly instalments for the duration of your tenure for easier tracking of the repayments

More freedom


  • Transfer up to 80% of your total available credit line

Manage better, save more. Here’s how:

BT INTEREST RATE TENURE (MONTHS) BT AMOUNT INTEREST AT
18% P.A. (RM)
BT INTEREST AMOUNT SAVINGS (RM)
2.88% 6 3,000.00 159.45 86.40 73.05
2.88% 6 5,000.00 265.76 144.00 121.76
2.88% 6 10,000.00 531.51 288.00 243.51
4.88% 12 3,000.00 300.48 146.40 154.08
4.88% 12 5,000.00 500.80 244.00 256.80
4.88% 12 10,000.00 1,001.60 488.00 513.60

How to apply


Call us
at 03 8317 5000

Frequently Asked Questions


OCBC Balance Transfer allows you to transfer the whole or part of your outstanding balance from other Banks to your
OCBC Credit Card and repay the approved amount in fixed monthly instalments.


Table 1
BT Interest BT Tenure Annualised Effective Interest Eligibility
2.88% of Approved Amount 6 months 9.81% p.a. New & Existing Cardmembers
4.88% of Approved Amount 12 months 8.89% p.a. New & Existing Cardmembers

Terms and Conditions apply.