Fixed Deposit/-i Campaign

Grow your savings with our special rate of 3.95% p.a. on a 13-month or 3.80% p.a. on a 6-month Fixed Deposit/-i.

Promotion period: 6 February to 30 April 2023

Terms and Conditions apply.
Promotional Rates (p.a.)
fresh fund Placement
6 months
13 months

For comparison, the board rates as of 9 November 2022 for 6-month and 13-month Fixed Deposit/-i are 2.55% p.a. and 2.80% p.a. respectively.

Make your placement now

New to OCBC Bank?
Visit your nearest OCBC Bank branch. Make an appointment with us here
Already have a
Fixed Deposit account?
Make your placement online here

Click here for the step-by-step guide
Would you like to open a
Fixed Deposit account via
OCBC Internet Banking?
Click here for the step-by-step guide

  • Online placement is not applicable to Fixed Deposit-i.
  • Online Fixed Deposit account opening is only through OCBC Internet Banking, and not available on OCBC Mobile Banking app.

Fixed Deposit/-i Rates

Apply now

Answer a few simple questions below to help you get started with your Fixed Deposit placement

Do you have OCBC Debit or Credit Card?

OCBC 360 Account Calculator

OCBC Booster Account Interest/Profit Calculator

Base Rate
0 % p.a
Base Interest/Profit per month 1
RM 0

In selected investment or insurance products
Wealth Bonus Rate
0 % p.a.
Wealth Bonus per month 2
RM 0
Total interest/profit per month:
RM 0
12-months effective interest/profit rate :
RM 0


The amount is calculated on per month (31 days) basis and is for illustration purposes only.
¹Base interest/profit per month is calculated based on account daily balance and will be paid on monthly basis.
²Wealth bonus per month is calculated based on account average balance and will be paid on monthly basis.

The calculator is for your convenience only and you have chosen to use it and rely on any results at your own risk. OCBC Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator.

This deposit is an eligible deposit insured by Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest/profit / return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000 each.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to the PIDM information brochures that are available at our counters or go to the website at

For Ringgit Fixed Deposit or Ringgit Fixed Deposit-i  placed on and after 5 March 2018 no interest /profit will be paid at all for premature withdrawal/early settlement made on or after 1 January 2019.

Premature withdrawal/early settlement made before 1 January 2019, as well as all placements made before 5 March 2018 will not be affected by this revision.