360 Account

OCBC 360 ACCOUNT
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Simple Account Opening
Hassle-free and friendly account opening.
OCBC One Touch
Use your fingerprint to access and check your account balances.
OCBC Cards
Access your cash worldwide via MEPS and HOUSE ATMs.
Convenient Bill Payment
Pay to more than 900 billers with just a click.
OCBC Saving Goals
Create personalised saving goals online and set automatic monthly contributions to achieve it.
Money In$ights
Track your spending automatically by time and category via online banking.
Oh, the joys of being in a simple banking relationship.
By signing-up to an OCBC 360 Account, you’ll enjoy all the benefits of banking with OCBC along with a high-yield interest rate of 4.10% p.a right at your fingertips.

Base interest
 
 
Earn
0.50

%
p.a.
For your entire balance.

Bonus Interest when you do all or any of these.
DEPOSIT
 
Earn
1.20

%
p.a.
Just deposit RM500 every month.
PAY
 
Earn
1.20

%
p.a.
Pay any 3 bills online every month.
SPEND
 
Earn
1.20

%
p.a.
Spend RM500 on your OCBC Credit Cards every month.

Maximum interest
 
 
Earn
4.10

%
p.a.1
 
How to earn the bonus interest
  • Credit your salary of at least S$2,000.
  • Only salary credit through GIRO with the transaction description "GIRO - SALARY" in your statements will qualify for this bonus.
  • To set up your OCBC 360 Account as your salary crediting account, please inform your HR department of your new account number. You will only need to do it once.
  • You will receive this bonus interest by the 7th business day (exclude Saturday, Sunday and Public Holiday) of the following month.

More questions?

How to earn the bonus interest:

  • Deposit RM500 every month.
  • Set up monthly recurring transfer into this account to ensure bonus interest is earned.
  • You will receive this bonus interest by the 14th business day (excluding Saturday, Sunday and Public Holiday) of the following month.

Guide to setting up a Standing Instruction
It's easy to instruct your bank to transfer funds to your OCBC 360 Account every month.

At a branch

Go Online

You can set up a Standing Instruction online with your bank in a few simple steps.

  1. Ensure that you have activated your internet banking facility with your bank.
  2. Login and select your salary account or any other Savings/Current Account.
  3. Click on the Standing Instruction option and instruct your bank to transfer at least RM500 a month to your OCBC 360 Account.

How to earn the bonus interest:

  • Make 3 bill payments from this account with OCBC Online Banking.
  • You can also pay OCBC Loan Facilities or OCBC Credit Cards using OCBC Online Banking.
  • You will receive this bonus interest by the 14th business day (excluding Saturday, Sunday and Public Holiday) of the following month.

Save Regularly for Bonus interest of 1% p.a.
  1. Log on to www.ocbc.com.my and select Personal Banking.
  2. Choose the Accounts tab and under Ways to Bank, select Online Banking.
  3. Scroll to the bottom and select Register for Online Banking.
  4. Follow the simple steps and you're on your way to paying your bills online!

Special Promotion

Register and pay new bills to earn a rebate of up to RM30 with OCBC Online and Mobile Banking. For more information, click here.

How to earn the bonus interest:

  • Spend at least RM500 in total across any of your personal OCBC Credit Card(s).
  • You will continue to earn the usual card rewards.
  • You need to be the Primary Account Holder of the OCBC 360 Account as well as the Principal Cardmember of the eligible OCBC Credit Card(s).
  • Eligible transactions with posting date within the calendar month will be considered.
  • You will receive this bonus interest by the 14th business day (excluding Saturday, Sunday and Public Holiday) of the following month.

Don't have an OCBC Credit Card? Get one today.

OCBC 365 MasterCard
EARN REBATES ON EVERYTHING
NO CAP ON REBATES*
No minimum spend or swipes
1.0 %
rebate on the first RM1,000 spend every month
0.5 %
rebate on the subsequent monthly spend above RM1,000
Application Category Required Documents
Salaried Employee
  • Photocopy of MyKad (both sides)
  • Latest 1-year EPF statement printed from e-kiosk or certified over-the-counter by EPF Office
Self-Employed
  • Photocopy of MyKad (both sides)
  • Form B/E filing with validated tax receipt and proof of PCB deduction (if any)
  • Latest 3 months' bank statements

bonus interest on the first RM100,000 of your average daily account balance.

1On the months that you perform fewer transactions, you will earn less bonus interest but you will still enjoy base interest on your entire account balance.

OCBC 365 MasterCard
EARN REBATES ON EVERYTHING
NO CAP ON REBATES*
No minimum spend or swipes
1.0 %
rebate on the first RM1,000 spend every month
0.5 %
rebate on the subsequent monthly spend above RM1,000
Application Category Required Documents
Salaried Employee
  • Photocopy of MyKad (both sides)
  • Latest 1-year EPF statement printed from e-kiosk or certified over-the-counter by EPF Office
Self-Employed
  • Photocopy of MyKad (both sides)
  • Form B/E filing with validated tax receipt and proof of PCB deduction (if any)
  • Latest 3 months' bank statements

Apply Now

Not yet an OCBC customer?

Register Now.

 

Immediate Account Opening

For existing OCBC customers.


Calculate your OCBC 360 Account Interest

See how your Bonus interest adds up with ordinary transactions

RM
Interest earned
per month
 
The amount calculated is on a per month (31 days) basis and is for illustration purposes only.
Important Notices