Loans

Education Loan

  • OCBC Education Loan

    Supplement the funds that you have set aside for your child’s education.


Overdrafts


Home & Property Loans


Auction Properties


The Bank uses the Standardised Base Rate (SBR) as the reference rate to price all new retail loans/financing facilities. The current *Standardised Base Rate (SBR) starting from 1 August 2022 is 2.25% p.a.

Description Rate (% p.a.) Effective 13 July 2022
Base Rate 3.08
Base Lending / Financing Rate 6.01
Indicative Effective Lending / Financing Rate 3.95
Standardised Base Rate 2.25*

Indicative Effective Financing Rate refers to the indicative annual effective financing rate for a standard 30-year home financing product with a financing value of RM350,000 and that has no holding period.

Please click here for more information on the Standardised Base Rate.

Historical Trend of References Rates