Credit Cards



Transfer a minimum of RM 1,000 from the outstanding balance of another bank's credit card to your OCBC Credit Card and enjoy the following benefits:
Better savings than before.
Save up to 60% in interest charges.
No processing fees or handling charges.
No penalty on early exit.
More control over
your repayments.
Fixed monthly instalments for the duration of your tenure. It's easy for you to track on your repayments.
More freedom.
Transfer up to 80% of your total available credit line.

Here's how you can save with OCBC Balance Transfer*:

BT Interest Rate
Tenure
(months)
BT Amount
(RM)
Interest@
18% p.a.(RM)
BT Interest
Amount
Savings
(RM)
1.88% 6 3,000.00 157.50 56.40 101.10
1.88% 6 5,000.00 262.50 94.00 168.50
1.88% 6 10,000.00 525.00 188.00 337.00
3.88% 12 3,000.00 292.50 116.40 176.10
3.88% 12 5,000.00 487.50 194.00 293.50
3.88% 12 10,000.00 975.00 388.00 587.00

2 ways to apply

Via online banking
Submit an online application via OCBC Online Banking and receive promotional interest rates.
Don't have online banking yet? Apply now
By fax
Complete the application form and fax it back to us.
Fax the completed form to 03-8688 9604

Term and Conditions
OCBC Balance Transfer (ENG / BM)
Term and Conditions
OCBC Balance Transfer (ENG / BM)