Fraud and Scam Quiz

Incorrect, the answer is D. You should always protect yourself by updating your devices with the latest software. You must never share your login credentials with anyone. Likewise, avoid using public WiFi when accessing your online banking account.

B. Safeguard your login credentials and do not share it with anyone else.

C. Avoid using public WiFi or public computers when performing online banking.

D. All of the above.

Correct! You should always protect yourself by updating your devices with the latest software. You must never share your login credentials with anyone. Likewise, avoid using public WiFi when accessing your online banking account.

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2 What should you do if you receive a call from someone who claims to be an officer from Bank Negara Malaysia (BNM) or authority bodies such as the Royal Malaysia Police (PDRM) accusing you of participating in suspicious account activities and asking for your banking details to remediate the issue?

A. Hang up immediately and act like nothing happened.

Incorrect, the answer is B. Under no circumstances will legitimate authorities ask you to reveal your banking details such as Online Banking Login ID and Password or perform an immediate transfer to a third party account. You should hang up and report this incident to BNM/PDRM immediately.

B. Hang up and report the incident to BNM/PDRM.

Correct! Under no circumstances will legitimate authorities ask you to reveal your banking details such as Online Banking Login ID and Password or perform an immediate transfer to a third party account. You should hang up and report this incident to BNM/PDRM immediately.

C. Since it involves your money and the caller is from a government agency, you should provide your details accordingly.

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3 What should you do if you receive an unexpected email from your supplier to make a payment transfer to a new account number for an anticipated shipment?

A. Immediately verify the change in account number with your supplier via a phone call before doing anything else.

Correct! When in doubt, always verify the account number with your supplier via a phone call before performing a fund transfer.

B. Make the payment transfer immediately since the email is from your supplier and you need the goods urgently.

Incorrect, the answer is A. When in doubt, always verify the account number with your supplier via a phone call before performing a fund transfer.

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4 What should you do if a friend or family member asks you to lend them your bank account to receive and/or transfer funds to third parties as they do not have an account?

A. Check the recipient account number at the Semak Mule webpage at https://semakmule.rmp.gov.my/ before performing any fund transfers.

Correct! You should always verify the source and legitimacy of such requests at the Semak Mule webpage/application (a public police database) before performing any transactions. Enforcement action may be taken against you if you are found to be involved in such scams.

B. Share your personal or bank account to them without further questions about the source of accounts and funds since they are your friends or family members.

Incorrect, the answer is A. You should always verify the source and legitimacy of such requests at the Semak Mule webpage/application (a public police database) before performing any transactions. Enforcement action may be taken against you if you are found to be involved in such scams.

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5 What should you do if you see a job posting or offer on social media of investment opportunities with high returns that require you to provide them with your ATM card number and banking details for salary processing/investment placement?

A. Share your ATM card and account details to the advertiser so that you can get some additional income.

Incorrect, the answer is B. Never accept dubious or unsolicited job offers that offer lucrative returns for little effort.

B. Never share or disclose your Card and account details to anyone as it can be misused regardless of the advertisement claims.

Correct! Never accept dubious or unsolicited job offers that offer lucrative returns for little effort.

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6 You see an online advisement providing services/goods that you are interested in. After getting in touch with the seller, you are asked to download an APK file sent to you via email or an SMS link in order to proceed. Should you proceed?

A. Yes, dealing directly with the seller is cheaper and faster than going through an e-Commerce platform.

Incorrect, the answer is B. Do not trust APK files or install them in your mobile device when they are not from an official app store.

B. No, I should not trust an unknown seller or install APK files in my mobile device, especially since it is not from an official app store.

Correct! Do not trust APK files or install them in your mobile device when they are not from an official app store.

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Well done!

You are well aware on how to protect yourself from fraud and scams. Always stay vigilant and keep an eye out for any fraud and scams that can potentially threaten your cyber security.

For more information about Security Advisory, click here.

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Always stay vigilant!

Gaining more knowledge about security & privacy is important to better understand on how to protect yourself. Always stay vigilant and keep an eye out for any fraud and scams that can potentially threaten your cyber security.

For more information about Security Advisory, click here.

Return to OCBC Group page

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