MALAYSIAN RINGGIT FIXED DEPOSIT
Grow your money securely with your choice of investment period
The longer you deposit, the higher the predetermined interest returns. Make your extra cash work with higher returns. Invest today from as low as RM1,000.
Low initial deposit
Place a time deposit for as low as RM1,000.
Place a time deposit for as low as RM1,000.
Flexible investment period
Choose your investment period from 1 month to 5 years.
Choose your investment period from 1 month to 5 years.
Let your fixed deposit get renewed automatically
Grow your money by renewing automatically with earned interest or credit the interest earned to your business account upon maturity.
Grow your money by renewing automatically with earned interest or credit the interest earned to your business account upon maturity.
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Eligibility requirements
Business registration
All businesses including SMEs as defined by the SME Corporation Malaysia are welcomed to apply
Initial deposit & terms
A minimum deposit of RM5,000 for 1-month FD or RM1,000 for FD of 2-month tenure above, up to 5 years
Required business documents
Fees and charges
FD interest accrued is forfeited in the event of premature withdrawal
Terms and conditions
Transaction Banking Terms & Conditions (EN)
Transaction Banking Terms & Conditions (BM)
Accounts and Services Main Terms & Conditions (EN)
Accounts and Services Main Terms & Conditions (BM)
If you do not understand any of the terms used here, please speak to our bank officers, representatives or agents, or contact us at 603-8317 5200. We'll be glad to help.
Important notices
Protected by PIDM up to RM250,000 for each depositor.
This deposit is an eligible deposit insured by the Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest/return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000.
- Deposit protection is automatic
- PIDM protects depositors holding deposits with banks
- There is no charge to depositors for deposit insurance protection
- Should a bank fail, PIDM will promptly reimburse depositors over their deposit
For more information, please refer to the PIDM information brochures that are available at our counter or visit www.pidm.gov.my.
Visit any of our OCBC branches nationwide to make your placement today
or call us at +603 8317 5200 to know more.
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