Malaysian Ringgit Fixed Deposit

Grow your money securely
with your choice of investment period

  • Minimum initial deposit as low as RM1,000
  • Choice of investment period from 1 month to 5 years
  • Automatic renewal of deposits on maturity


  • All businesses
How to apply

Fees & charges

Premature withdrawal fees are applicable for withdrawals made prior to maturity.

Deposit amount & terms

Minimum deposit Deposit term
RM5,0001 month
RM1,0002 months and above, up to 60 months

+ Show more details

Interest rates

Duration Interest rates (a year)
1 – 2 months 1.35%
3 months 1.45%
4 – 5 months 1.55%
6 months 1.60%
7 - 11 months 1.70%
12 months 1.75%
13 months - 17 months 1.80%
18 months and above 1.85%

Velocity@ocbc (business internet banking)

Access your account information and check when your time deposit reaches maturity.

Velocity@ocbc details

OCBC Malaysia Business Mobile Banking

  • Quick access with OCBC OneTouch™ (for Apple iPhone 5s and Apple's latest models, running on iOS 8 or latest operating systems)
  • Overview on your account information in real time

OCBC Malaysia Business Mobile Banking details

Place a fixed deposit at any of our branches

Please bring along:
Business documents

View full details
Find nearest branch to apply

Need help

1300 88 7000

(within Malaysia)

(603) 8317 5200

(outside Malaysia)

or contact us online