Multi Currency Term Deposit | OCBC Malaysia


A term deposit for multiple currencies

Why you will love this

Multiple currencies and tenures available

Proffer cash to be placed in the Multi Currency Term Deposit as security for wealth financing facilities

Who is eligible

Age 18 and above

OCBC Premier Banking clients and OCBC Premier Private Client


Current promotionGrow your future with an extra 0.50% p.a. on top of published rates!
Find out more

An account within the Wealth Portfolio for clients with wealth financing facilities


Available currencies and tenures

  • Initial deposit
  • Tenure available
Currency Initial deposit Tenure available
Malaysia Ringgit MYR 1,000 1 - 12 months
Sterling Pound GBP 5,000 1 week, 2 weeks, 1 month, 2 months, 3 months, 6 months, 9 months and 12 months
Singapore Dollar SGD 10,000
US Dollar USD 10,000
Australian Dollar AUD 10,000
Canadian Dollar CAD 10,000
Euro Dollar EUR 10,000
New Zealand Dollar NZD 10,000
Japanese Yen JPY 1,000,000
Chinese Yuan CNH 10,000 1 month

Multi Currency Term Deposit (MYR)

Current annual rate for Malaysian Ringgit. Effective from 1 July 2024.

Tenure Current Rate (% per annum)
1 - 2 months 2.50
3 months 2.55
4 -5 months 2.55
6 months 2.60
7 - 11 months 2.60
12 months 2.70

Multi Currency Term Deposit (FCY)

current promotion
Grow your future with an extra 0.50% p.a. on top of published rates.

Grow your future with an extra 0.50% p.a. on top of published rates.

Whether you are planning for your child’s education, a memorable holiday, or investments, you can enjoy our promotional rate when you lock-in a 1-month or 3-month Multi Currency Term Deposit with us.

  • Eligible Products: OCBC Multi Currency Term Deposit (FCY) ("MCTD FCY")
  • Eligible Currencies: AUD, USD, SGD and GBP
  • Minimum Placement: 1,000 units in the respective foreign currency

Promotional period: 2 July to 30 September 2024

Before you apply

PIDM disclosure

This deposit is protected by PIDM up to RM250,000 for each depositor.

  • Deposit protectection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at