Terms and conditions governing both OCBC Premier Banking and Premier Private Client

OCBC Premier Banking and OCBC Premier Private Client Terms and Conditions (EN) 

OCBC Premier Banking and OCBC Premier Private Client Terms and Conditions (BM) 

Phone and Electronic Mail Instruction Services Terms and Conditions (EN) 

Phone and Electronic Mail Instruction Services Terms and Conditions (BM) 

How to qualify as a High Net Worth Individual (HNWI)?

• The value of your net personal assets must exceed RM3 million (or its equivalent in foreign currency); or
• Your gross income in the last 12 months must be no less than RM300,000 (or its equivalent in foreign currency); or
• Your gross income jointly with your spouse in the last 12 months must be no less than RM400,000 (or its equivalent in foreign currency)

This deposit is protected by PIDM up to RM250,000 for each depositor. Learn more

• Deposit protectection is automatic.
• PIDM protects depositors holding deposits with banks.
• There is no charge to depositors for deposit insurance protection.
• Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.