Premier Banking - Max Optimum | OCBC Malaysia

MAX OPTIMUM

Leave a legacy that will continue to thrive

Why you will love this

Lifetime protection for Death and and Total Permanent Disability (TPD)

Enjoy guaranteed policy coverage for the first 30 years

Enjoy minimum guaranteed crediting rate of 1.50% a year

Who is eligible

OCBC Premier Banking clients

Give your family a legacy that optimises opportunities by multiplying the value of your estate.

benefits

Max Optimum optimises opportunities by multiplying the value of your estate with the assurance of preserving wealth and ensuring equitable distribution for the next generation.

Lifetime protection

Enjoy lifetime coverage for Death and Total Permanent Disability (TPD)

Enjoy lifetime coverage for Death and Total Permanent Disability (TPD)

No lapse guarantee

Get a peace of mind with guaranteed policy coverage for the first 30 years.

Get a peace of mind with guaranteed policy coverage for the first 30 years.

Guaranteed crediting rate

Be assured with a minimum guaranteed crediting rate of 1.50% a year.

Be assured with a minimum guaranteed crediting rate of 1.50% a year.

High entry age

It is never too late to optimise your growth with a maximum entry age of 75 years.

It is never too late to optimise your growth with a maximum entry age of 75 years.

Potential gains

Enjoy the potential of a higher policy account value.

Enjoy the potential of a higher policy account value.

Max Optimum helps you multiply your legacy, so you can enjoy the retirement lifestyle you deserve and ensure your loved ones are well taken care of.


For instance, Mr Gregory Tan wants to have some savings for his retirement, yet at the same time he wants to have enough to pass down to his loved ones/children.

With a current wealth of RM5 million, paying a single premium of RM2 million for RM4 million coverage under Max Optimum can increase Mr Gregory Tan's retirement funds while maintaining the inheritance for his loved ones.

altTitle
altTitle
altTitle

Max Optimum can increase the value of your estate, so you can divide your assets equitably among your loved ones.


Mr Gregory Tan has three children, and wants to ensure his assets are divided equally among them.

Each child will receive the same amount of inheritance in the form of investments, properties or insurance pay-outs.

altTitle
altTitle
altTitle

Grow and preserve the value of your estate, even through market downturns.


Mr Gregory Tan is able to secure insurance payout amount after purchasing Max Optimum of RM1 million, even through market downturns.

altTitle
altTitle
altTitle

*Assumption that the investment value has reduced by RM500,000 during the market downturn.

altTitle
altTitle
altTitle

Disclaimer:

This is not a Bank Deposit product or Investment product. Max Optimum is an insurance policy underwritten by Great Eastern Life Assurance (Malaysia) Berhad. Terms and conditions apply. You are advised to refer to any OCBC Bank sales staff for the Sales Illustration, Product Disclosure Sheet, brochure and sample policy contract for details of important features and benefits of the plan before purchasing it.

Get in touch

Reach out to us for more information