Multi Currency Current Account | OCBC Malaysia


A settlement account with the flexibility of multiple currencies

Why you will love this

Denominated in 11 major currencies which will facilitate the settlement of investment products in multiple currencies.

Who is eligible

Age 18 and above

OCBC Premier Banking clients and OCBC Premier Private Client

Diversify your Wealth Portfolio with foreign currencies


Available currencies and interest rates

  • Balance tier
  • Interest rate (% per year)
Currency Balance tier Interest rate (% per year)
Malaysia Ringgit Up to RM50,000.00 0.10
Up to RM200,000.00 0.45
Up to RM3,000,000.00 1.65
Above RM3,000,000.00 1.75
Australian Dollar All balances No interest
Canadian Dollar
Euro Dollar
Chinese Yuan
Sterling Pound
Hong Kong Dollar
Japanese Yen
New Zealand Dollar
Singapore Dollar
US Dollar

Note: Rates are only applicable at time of publishing. OCBC Bank reserves the right to change the interest rates and will do so by posting the changes at our branches and website or in the mass media.

  • Currencies: Malaysian Ringgit (MYR), Australian Dollar (AUD), Canadian Dollar (CAD), Euro Dollar (EUR), Sterling Pound (GBP), Hong Kong Dollar (HKD), Japanese Yen (JPY), New Zealand Dollar (NZD), Singaporean Dollar (SGD), and US Dollar (USD). Chinese Yuan (CNH) is also availiable upon request.
  • Exclusively for clients of OCBC Premier Banking and OCBC Premier Private Client, this is a collection of multiple currencies that serves as a settlement account for your wealth portfolio.
  • Any dividend, income, proceeds generated or arising from your investment products will be credited into this current account, and all sums, fees and charges payable for the investment products will be debited from this current account.
  • For any temporary excesses on this current acount an interest rate of 5.50% p.a. will be levied on the amount in excess from the date the current account becomes overdrawn to the date the current account ceases to be overdrawn. Interest is calculated on the daily outstanding balance of the amount in excess of the current account and shall be payable monthly in arrears. The bank shall debit the interest from your current account.

Before you apply

PIDM disclosure

This deposit is protected by PIDM up to RM250,000 for each depositor. Learn more

  • Deposit protectection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at