Secure a bright future for your loved ones as you enhance your life achievements

Why you will love this

Increased Guaranteed Death Benefits

Guaranteed Maturity Benefit

Guaranteed Issuance Offer (GIO)

Who can apply

Individuals between the ages of 19 and 65 years old (inclusive both ages)

Open to Malaysians, Singaporeans, Bruneians and Permanent Residents in Malaysia. Foreigner applicant is allowed (Terms and conditions applied)


Maturity Benefits

When your plan reaches maturity, the Participant’s Universal Takaful Account (UTA)* value (if any), will be payable to you as a maturity benefit.


No-Lapse Facility

No-Lapse Facility feature ensures your will continue to be in force even if your Total Account Value becomes zero, provided all regular contributions due are paid on time and up to date.


Total and Permanent Disability (TPD) Benefit**

Enjoy protection against Total and Permanent Disability (TPD) up to the age of 70.


Death Benefit**

Upon death, the higher of the Prevailing Sum Covered or UTA value is payable.

*UTA is the account to which the Basic Contribution, Underwriting Surplus and/or Investment Profit arising shall be allocated.

**If death/TPD is due to non-accidental causes in the first two (2) Certificate years, 100% of the Total Basic Contribution Paid (TBCP) will be payable.

how it works

Encik Danial is a 40-year-old who purchases Legacy-i to secure a brighter future for himself and his next generation. With Legacy-i, he has the flexibility to utilise his built-up UTA value to fulfil his family goals.


Note: This is for illustration purposes only and the projected returns are not guaranteed. It assumes that the projected gross crediting rate is based on the high scenario i.e. 5.00% p.a. For the first two years, benefits payable for Death or Total Permanent Disability (TPD) due to non-accidental causes is 100% refund of Total Contributions paid.

Death Benefit: PSC or Participant’s Universal Takaful Account (UTA) Value, whichever is higher, less indebtedness (if any).

Terms and conditions apply. This is a Takaful product underwritten by Great Eastern Takaful Berhad (201001032332 / 916257-H). OCBC Al-Amin Bank Berhad (200801017151 / 818444-T) is the distributor of this product. The above is for general information only. It is not a contract of Takaful. The precise terms and conditions of the plans are specified in the certificates. It does not constitute an offer to buy a Takaful product or service. It is also not intended to provide any Takaful or financial advice. You may wish to seek advice from your financial advisor before making any purchase. A person interested in the above plans should read the Product Brochure and Benefits Illustration (obtainable from the Bank) before deciding whether to buy this product. The above plans are underwritten by the abovementioned Takaful company. All claims and liabilities arising from the certificates should be made with the Takaful company.

Great Eastern Takaful Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits covered under the takaful certificates offered by Great Eastern Takaful Berhad are protected against loss of part or all of takaful benefits by PIDM, in the unlikely event of the failure of the Takaful Operator. For further details of the protection limits and the scope of coverage, please obtain a PIDM information brochure from Great Eastern Takaful Berhad or visit PIDM website or call PIDM toll free line (1-800-88-1266).

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