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03 8314 9310


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1300 88 0255

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Deposits  
We have different types of depository products that grow your money, while giving you access to your money around the clock, across the world. Choose from a range of account types and enjoy attractive returns.

Protected by PIDM up to RM250,000 for each depositor Learn more
Explore how you can benefit from our distinctive savings products here.

360 Account-i
By signing-up for an OCBC Al-Amin 360 Account-i, you’ll enjoy all the benefits of banking with OCBC Al-Amin along with a high-yield profit rate of 2.30% p.a right at your fingertips.

Eligibility
  • Individuals aged 18 years and above.
  • Open to Malaysian Citizens, Permanent Residents and Non-Residents (subject to the country of origin).

Minimum Initial Deposit
  • RM500


Give your savings a boost when you combine it with your wealth. You can also enjoy no holding period on your funds and MEPS fee waiver for the first 2 withdrawals every month.

Eligibility
  • Individuals aged 18 years and above.
  • Open to Malaysian Citizens, Permanent Residents and Non-Residents (subject to the country of origin).

Minimum Initial Deposit
  • RM500



Aqil Savings Account-i
Aqil Savings Account-i is based on the Shariah principle of Qard defined as contract of lending money by a lender to a borrower where the latter is bound to repay an equivalent replacement amount to the lender and Bai Al-Sarf (buying and selling of currencies). The bank, at its sole discretion, may provide returns in the form of ‘hadiyyah’ or profit to you as a token of appreciation.

Eligibility
  • Individuals aged 18 years and above.
  • If applicant is below 18 years old, the account will be held under a parent or guardian's name in the form of a trust account.
  • Association, society, clubs and non-profit organisations.

    Note: Applicants for sole account between the age of 12 years and 18 years will have to opt for Imad Young Savings account.

Minimum Initial Deposit
  • RM20


Imad Young Savings Account-i
Why not take this opportunity to instill the habit of saving in your kids? It only requires an initial deposit of RM500. With Young Savings Account-i, your child will quickly learn the benefits of savings and spending wisely.

Eligibility
  • Available to all students aged below 18 years old. Upon reaching the age of 18 years, the depositor will be given an option either to convert his/her account into our Aqil Savings Account-i or Fixed Deposit-i.
  • For those below 12 years old, a trust account will be opened in the name of the parents/guardians in trust for the child.

Minimum Initial Deposit
  • RM500



Mumtaz Current Account-i
A basic Islamic Current Account with the convenience of a checking facility for your preferred transactions.

Eligibility
  • Minimum age of 18 years old. An introducer is required.
  • Account can be opened by Malaysian Citizens, Permanent Residents and Non-Residents (subject to country of origin).

Minimum Initial Deposit
  • RM500



Fixed Deposit-i* (formerly known as CMGIA-i)
Giving you the flexibility to withdraw partially when you need it the most while still growing your money with attractive Fixed Deposit-i rates on your remaining balance.

Eligibility
  • Age 18 and above
  • Trust Accounts can be opened for minors below 18 years old. The account can be operated by parents/guardian solely or jointly.
  • Account can be opened by Muslim or non-Muslim individual and company.
  • Malaysians, Malaysia PRs and foreigners.

Initial Deposit
MYR
1 month: RM5,000
2 - 60 months: RM1,000
  • Partial settlement in multiples of RM1,000 with a minimum balance of RM1,000
  • Subject to Terms and Conditions.

Terms & Conditions
Partial early settlements:
  • Can only be done Over The Counter (OTC) at the Bank’s branches.
  • Apply to Fixed Deposit(s)-i of 2-month tenures and above only.
  • Must be a minimum of RM1,000 and early settlements made partially can only be in multiples of RM1,000.
  • A minimum of RM1,000 must be maintained in the receipt until maturity to be treated as partial settlement. If the amount maintained in the receipt is less than RM1,000, it will be treated as full withdrawal of the Fixed Deposit-i.
  • Apply to new Fixed Deposit-i/ Fixed Deposit-i rolled over from 5 March 2018 onwards.
  • Are not entitled to any profit on the partial settlement portion of the Fixed Deposit-i, regardless of the number of completed months at the time of withdrawal. Upon maturity, profit at the contracted rate is only payable for the Fixed Deposit-i amount that is not withdrawn prematurely.
  • Shall be granted a rebate (ibra’) on all Profit attributable to the Partial Early Settlement amount by the customer, and the principal plus profit or the balance of the principal plus profit shall be reduced by the rebate. If the Profit has already been paid by the Bank, the Customer agrees that the Bank may debit the rebate from the Partial Early Settlement amount.



Fill in the online application form and visit your selected OCBC branch to verify your details.