FIXED DEPOSIT-i

Secure higher returns with fixed tenures of up to 60 months

Why you will love this

Enjoy up to 2.60% profit a year

Enjoy the flexibility of making partial withdrawal, while the remaining balance continues to enjoy high profit rates

Flexibility to choose maturity period, ranging from 1 to 60 months, with a pre-determined profit rate

Who can apply

Age 18 and above

For individuals below 18, an in-trust account under a parent/guardian’s name is required

Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

 

Fixed Deposit-i promotion
Amplify your earnings for 6 months at 3.80% p.a. when you deposit fresh funds
Find out more

Grow your money with attractive Fixed Deposit-i rates.

FIXED DEPOSIT-i RATES

Giving you the flexibility to withdraw partially when you need it most while still growing your money with attractive Fixed Deposit-i rates on your remaining balance.

Tenure Rate of Return (% p.a.)
1 month

2.40

2 months

2.40

3 months

2.55

4 months

2.55

5 months

2.55

6 months

2.60

7 months

2.60

8 months

2.60

9 months

2.60

10 months

2.60

11 months

2.60

12 months

2.60

13 to 17 months

2.65

18 to 35 months

2.65

36 to 60 months

2.70

Giving you the flexibility to withdraw partially when you need it most while still growing your money with attractive Fixed Deposit-i rates on your remaining balance.

1 month
Tenure

2.40

2 months
Tenure

2.40

3 months
Tenure

2.55

4 months
Tenure

2.55

5 months
Tenure

2.55

6 months
Tenure

2.60

7 months
Tenure

2.60

8 months
Tenure

2.60

9 months
Tenure

2.60

10 months
Tenure

2.60

11 months
Tenure

2.60

12 months
Tenure

2.60

13 to 17 months
Tenure

2.65

18 to 35 months
Tenure

2.65

36 to 60 months
Tenure

2.70

Rates are indicative only.

For more information on latest Fixed Deposit profit rates offered, please call +603 8317 5000 (Personal Banking enquiries) or 1300 88 7000 (Business Banking enquiries).

current promotion
OCBC Fixed Deposit-i Promotion

Amplify your earnings with 3.80% p.a. for 6 months

Tune in to this attractive rate that is music to your ears with our OCBC Fixed Deposit-i promotion.

Promotional period: 10 October 2024 - 31 December 2024.

Terms and conditions apply.

Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.

BEFORE YOU APPLY

Eligibility requirements

Minimum age
18 and above
Nationality
Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

Deposit requirements

Minimum initial deposit

1 month: RM5,000

2-60 months: RM1,000



Important notices

Partial withdrawal must be in multiple of RM1,000 with minimum balance of RM1,000 to be maintained in the receipt.

Partial withdrawal applies to Fixed Deposit-i(s) of 2-month tenures and above only, and can only be done over the counter (OTC) at the Bank’s branches.

Partially withdrawn portions of the Fixed Deposit-i are not entitled to any profit regardless of the number of completed months at the time of withdrawal. Upon maturity, profit at the contracted rate is only payable for the Fixed Deposit-i amount that is not withdrawn prematurely.


PIDM disclosure

This deposit is protected by PIDM up to RM250,000 for each depositor.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.


or visit us at a branch.


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