Earn up to 4.28% p.a.
Seize the opportunity to
elevate your wealth
Deposit and invest to unlock a higher returns over a 6-month tenure.
4.28% p.a.
6-month
Wealth Bundle
Invest a minimum of RM100,000, with minimum sales charge of 2% in Unit Trust/-i or selected Structured Investment products for a 1:1 placement ratio in Fixed Deposit/-i.
Invest a minimum of RM100,000, with minimum sales charge of 2% in Unit Trust/-i or selected Structured Investment products for a 1:1 placement ratio in Fixed Deposit/-i.
3.80% p.a.
6-month
Fixed Deposit/-i
For placements from RM300,000 up to RM5,000,000 with fresh funds only. See important notes below.
For placements from RM300,000 up to RM5,000,000 with fresh funds only. See important notes below.
Before you apply
Terms and conditions
Promotion
To become an OCBC Premier Banking Client, you will need to have deposits and/or investments of RM3,000,000 or more with us.
Important notes
- Fixed Deposit/-i 3.80% p.a. is applicable to eligible Fresh Funds placements made from RM300,000 to RM5,000,000 for a 6-month tenure.
- "Fresh Funds” shall mean funds transferred from another licensed financial institution in Malaysia and deposited into an account with the Bank not more than seven (7) calendar days immediately preceding the placement date.
- To satisfy the Fresh Funds requirement, the Eligible Customer must ensure that there is an incremental growth in the total deposits maintained with the Bank. The computation of the incremental growth shall be based on the difference between:
- the Eligible Customer’s Total Deposit Balance as at the placement date; and
- the Eligible Customer’s Total Deposit Balance as at 28 February 2026,
- MYR Current Accounts/-i;
- MYR Savings Accounts/-i;
- MYR Fixed Deposit Accounts/-i;
- Multi Currency Current Account (MCCA) MYR; and
- Multi Currency Term Deposit MYR (MCTD MYR).
- For the avoidance of doubt, the incremental growth amount must be maintained throughout the Promotional Period. Should the incremental growth amount fall below the placement amount at any time during the placement tenure, the Eligible Customer shall be deemed not to have satisfied the Fresh Funds requirement.
both denominated in Ringgit Malaysia. For clarity, the Total Deposit Balance shall include balances maintained across the following accounts with the Bank:
- Wealth Bundle 4.28% applies to Fixed Deposit/-i placement of minimum RM100,000 for a 6-month tenure. To be entitled, you must purchase a minimum of RM100,000 eligible wealth product in Unit Trust/-i or selected Structured Investment products, with sales charge of minimum 2%. Fixed Deposit/-i and wealth product placement amount is on 1:1 ratio.
- The total Effective Interest/Profit Rate (EIR/EPR) of 3.80% p.a. for Fixed Deposit/-i and 4.28% p.a. for Wealth Bundle applies when deposits are maintained throughout the 6-month tenure.
Disclaimer
Terms and conditions apply.
Campaign Period: 9 March 2026 - 31 May 2026
Applicable to:-
- New to OCBC Premier Private client within the Promotional Period; or
- Existing to OCBC Premier Private client who received participation invitation from the Bank.
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.
Speak to a Client Advisor to find out more.
or visit us at an OCBC Premier Centre.