Charting the course of change

Independent Non-Executive Chairman

Mr Tan Ngiap Joo was appointed to the Board on 1 October 2015 and appointed Chairman on 30 March 2018. He spent 20 years in Citibank NA serving in various capacities, including Senior Risk Manager of Citibank Australia covering both Australia and New Zealand and postings overseas prior to joining Oversea-Chinese Banking Corporation Limited (OCBC) in August 1990 where he held senior positions over the years, including Chief Executive of OCBC's Australia operations, and Head of Group Business Banking. He was appointed Deputy President in December 2001 and retired in December 2007. He is also Chairman of Investment Committee for MASCOT Private Trust and OCBC Al-Amin Bank Berhad as well as a Director of Gemstone Asset Holdings Pte Ltd. Mr Tan holds a Bachelor of Arts from University of Western Australia.

Non-Independent Executive Director

Ms Helen Wong Pik Kuen was appointed to the Board on 15 April 2021. She is currently the Group Chief Executive Officer and Executive Director of OCBC Bank. She is also Chairman of OCBC Wing Hang Bank (China) Limited, a Board Commissioner of PT Bank OCBC NISP Tbk and a Director of Bank of Singapore, Great Eastern Holdings Limited, OCBC Wing Hang Bank Limited, OCBC Overseas Investments Pte Ltd and the Dr Goh Keng Swee Scholarship Fund. Ms Wong is currently a council member of the Association of Banks in Singapore (“ABS”) and the Institute of Banking & Finance (“IBF”) Singapore. She also serves as a Board member at Enterprise Singapore (ESG) and the Institute of International Finance (IIF) and as a member of the Monetary Authority of Singapore (MAS) Financial Centre Advisory Panel, MAS Payments Council, MAS Financial Sector Tripartite Committee, CNBC ESG Council, and the Advisory Board of the Asian Financial Leaders Programme.

Ms Wong joined OCBC Bank in February 2020 as Deputy President and Head of Global Wholesale Banking. She has more than 40 years of banking experience, having started out as a Management Trainee in OCBC Bank and was its first China Desk Manager, based at the Hong Kong Branch. She has vast experience in Greater China, covering a wide range of roles in capital markets, syndicated finance and corporate banking. Before returning to OCBC Bank, Ms Wong spent 27 years at HSBC, where her last role was as its Chief Executive for Greater China, which she was appointed to in 2015. She became the President and CEO of HSBC China based in Shanghai in 2010, and was promoted to be Group General Manager in 2011 to recognise her responsibility for the business operations and strategic expansion in China. She also held non-executive directorships at Baoshan Iron & Steel from 2012 to 2015, and at Bank of Communications from 2016 to 2019. Ms Wong holds a Bachelor of Social Sciences from the University of Hong Kong.

Independent Non-Executive Director

Ms Janet Yap Seong Yong was appointed to the Board on 1 April 2019. She was the Technology Managing Director and Corporate Social Responsibility Lead of Accenture Malaysia and has more than 32 years of experience in technology and management information consultancy covering various industries and geographies. They include Malaysia, Hong Kong, China, Thailand, Indonesia and Singapore, where she carved her niche in systems implementation and SAP consulting. From the time of her retirement from Accenture until June 2021 she was Chief Executive Officer of Cancer Research Malaysia. She is presently a member of the Board of Trustees of World Vision Malaysia and a Director of PW PAC Sdn Bhd and Sun Life Malaysia Assurance Berhad.

Ms Yap holds a Bachelor of Arts with Double Majors in Computing & Information Science and Economics from University of Guelph, Ontario, Canada.

Independent Non-Executive Director

Mr George Lee Lap Wah was appointed to the Board on 1 September 2021. An experienced banker with extensive knowledge of the Malaysian market, he was an advisor to the CEO and Management Committee of OCBC Bank (Malaysia) Berhad from April 2016 to July 2017. Mr Lee served as an Executive Vice President and Head of Global Corporate Banking at Oversea-Chinese Banking Corporation Limited (OCBC Bank) from February 2012 until his retirement in April 2016. Prior to this, since 2002, he was Executive Vice President and Head of Group Investment Banking of OCBC Bank. Mr Lee started his career as a Finance Officer in the Group Treasury Department of Keppel Shipyard in 1978 and joined Marine Midland Bank in 1982 as Assistant Vice President. Subsequently, Mr Lee held managerial positions at various merchant banking units based in Singapore. In 1989, he was appointed Country Manager of Security Pacific Bank. In 1993, he joined Credit Suisse Singapore as Head of Corporate Banking for South East Asia and left as Director, Corporate Leading of Credit Suisse First Boston in 1998 before joining OCBC.

Mr Lee is an Independent Director of RE&S Holdings Ltd, Wearnes Starchase Ltd, Bumitama Agri Ltd and Great Eastern Holdings Ltd in Singapore. He was awarded the Chartered Financial Analyst (CFA) in 1987 and currently sits on the advisory panel of CFA Society Singapore. He is also a member of the SGX Disciplinary Committee and MAS Finance Scholarship Selection Committee. Mr Lee obtained his Bachelor of Business Administration (Honours) from the University of Singapore in 1976.

Independent Non-Executive Director

Puan Ayesha Natchiar Binti Ally Maricar was appointed to the Board on 3 July 2023. She also serves on the Board of OCBC Al-Amin Bank Berhad. A seasoned professional with over 40 years of experience in banking and financial services, Puan Ayesha was Senior Vice President and Chief Internal Auditor of OCBC Bank (Malaysia) Berhad from 1987 to 2010. She has, over the years, developed expertise in banking operations, risk management, credit analysis, information technology infrastructure, corporate governance and internal audit, along with a strong understanding of the regulatory environment governing the banking sector. A Certified Risk Professional and Certified Fraud Examiner, Puan Ayesha is accredited in Internal Quality Assessment and Validation by the Institute of Internal Auditors, Inc (USA). She is an Associate Member of the Asian Institute of Chartered Bankers, where she served as Chairman of the Chief Internal Auditors Networking Group and was a member of its Examination Committee for internal audit examinations.

Puan Ayesha graduated with a double degree from the University of Singapore and received a Certification in Islamic Law from the International Islamic University, Malaysia.

Independent Non-Executive Chairman

Mr Tan Ngiap Joo was appointed to the Board on 1 October 2015 and appointed Chairman on 30 March 2018. He spent 20 years in Citibank NA serving in various capacities, including Senior Risk Manager of Citibank Australia covering both Australia and New Zealand and postings overseas prior to joining Oversea-Chinese Banking Corporation Limited ("OCBC Bank") in August 1990 where he held senior positions over the years, including Chief Executive of OCBC's Australia operations, and Head of Group Business Banking. He was appointed Deputy President in December 2001 and retired in December 2007. He is also a Chairman of OCBC Bank (Malaysia) Berhad and Investment Committee for MASCOT Private Trust, as well as a Director of Gemstone Asset Holdings Pte Ltd. Mr Tan holds a Bachelor of Arts from University of Western Australia.

Independent Non-Executive Director

Mr Andrew Lee Kok Keng was appointed to the Board as a Non-Independent Non-Executive Director on 15 May 2017, and later redesignated as an Independent Non-Executive Director on 1 May 2019. On 18 February 2022, he was appointed as Director of Oversea-Chinese Banking Corporation Limited (“OCBC Bank”) as well before becoming its Chairman on 1 February 2023. He has over 38 years of regional and country experience in the banking and insurance industries. Mr Lee served in OCBC Bank from 1999 to 2010 as Senior Executive Vice President with responsibility for its global consumer banking business. He then served as Executive Chairman of Banking Clearing System Information System Pte Ltd from 2010 to 2011. Subsequently, Mr Lee served at Great Eastern Life Assurance Co Ltd as Group Chief Marketing and Distribution Officer and was also concurrently the President Commissioner of Great Eastern Life Indonesia and Chairman of Great Eastern Vietnam. He is currently an Independent Director of Nordic Group Ltd as well as a Director of OCBC Management Services Ptd Ltd and Great Eastern Holdings Ltd in Singapore. Mr Lee graduated with a Bachelor of Social Science (Honours in Economics) degree from University of Singapore and has also attended the Stanford Executive Program at Stanford University.

Independent Non-Executive Director

Encik Ismail Alowi was appointed to the Board on 15 May 2017. He started his career in Bank Negara Malaysia (BNM) in 1976, where he held various positions in roles involving public finance, balance of payments, monetary and exchange rate policies, macroeconomic management, regional and international co-operation, and regional and multilateral trade negotiations. During this time, he acquired extensive experience in policy making and implementation. In November 2002, he was seconded to the International Monetary Fund (IMF) as an Alternate Executive Director in the IMF Executive Board until October 2004 when he returned to BNM where he served as Director of the International Department until his retirement in 2009. Encik Ismail graduated with a Bachelor of Economics with Honours from University of Malaya and holds a Master of Arts in Development Economics from Boston University, and a Master’s degree in Public Administration from Harvard University.

Independent Non-Executive Director

Mr Mevin Nevis was appointed to the Board on 1 November 2022. He brings with him over 35 years of banking experience with responsibilities covering banking operations, and trade finance, credit, commercial, corporate and transaction banking. His senior managerial positions included regional manager and head of areas such as SME, local corporates, transaction banking and product management. Mr Nevis also served in the United States as vice president and regional account manager in charge of business development among US corporates with business interests in South East Asia. His experience extends to Islamic banking as well, having played a key leadership role in an international Islamic bank where he helped transform its corporate business.

Prior to his appointment to the Board, Mr Nevis was Head of Operations of the Corporate Debt Restructuring Committee (CDRC), which is under the purview of Bank Negara Malaysia. An Associate of the Chartered Institute of Bankers UK with an MBA in business management, Mr Nevis is a Certified Risk Professional (CRP), BAI Certification Centre USA.

Independent Non-Executive Director

Puan Ayesha Natchiar Binti Ally Maricar was appointed to the Board on 3 July 2023. She also serves on the Board of OCBC Bank (Malaysia) Berhad. A seasoned professional with over 40 years of experience in banking and financial services, Puan Ayesha was Senior Vice President and Chief Internal Auditor of OCBC Bank (Malaysia) Berhad from 1987 to 2010. She has, over the years, developed expertise in banking operations, risk management, credit analysis, information technology infrastructure, corporate governance and internal audit, along with a strong understanding of the regulatory environment governing the banking sector. A Certified Risk Professional and Certified Fraud Examiner, Puan Ayesha is accredited in Internal Quality Assessment and Validation by the Institute of Internal Auditors, Inc (USA). She is an Associate Member of the Asian Institute of Chartered Bankers, where she served as Chairman of the Chief Internal Auditors Networking Group and was a member of its Examination Committee for internal audit examinations.

Puan Ayesha graduated with a double degree from the University of Singapore and received a Certification in Islamic Law from the International Islamic University, Malaysia.

Puan Ayesha Natchiar Binti Ally Maricar was appointed to the Board on 3 July 2023. She also serves on the Board of OCBC Al-Amin Bank Berhad. A seasoned professional with over 40 years of experience in banking and financial services, Puan Ayesha was Senior Vice President and Chief Internal Auditor of OCBC Bank (Malaysia) Berhad from 1987 to 2010. She has, over the years, developed expertise in banking operations, risk management, credit analysis, information technology infrastructure, corporate governance and internal audit, along with a strong understanding of the regulatory environment governing the banking sector. A Certified Risk Professional and Certified Fraud Examiner, Puan Ayesha is accredited in Internal Quality Assessment and Validation by the Institute of Internal Auditors, Inc (USA). She is an Associate Member of the Asian Institute of Chartered Bankers, where she served as Chairman of the Chief Internal Auditors Networking Group and was a member of its Examination Committee for internal audit examinations.

Puan Ayesha graduated with a double degree from the University of Singapore and received a Certification in Islamic Law from the International Islamic University, Malaysia.

Independent Non-Executive Chairman

Mr Tan Ngiap Joo was appointed to the Board on 1 October 2015 and appointed Chairman on 30 March 2018. He spent 20 years in Citibank NA serving in various capacities, including Senior Risk Manager of Citibank Australia covering both Australia and New Zealand and postings overseas prior to joining Oversea-Chinese Banking Corporation Limited (“OCBC Bank”) in August 1990 where he held senior positions over the years, including Chief Executive of OCBC’s Australia operations, and Head of Group Business Banking.

He was appointed Deputy President in December 2001 and retired in December 2007. He is also a Chairman of OCBC Bank (Malaysia) Berhad and Investment Committee for MASCOT Private Trust, as well as a Director of OCBC, OCBC Management Services Pte Ltd and Gemstone Asset Holdings Pte Ltd. Mr Tan holds a Bachelor of Arts from University of Western Australia.

Independent Non-Executive Chairman

Mr Tan Ngiap Joo was appointed to the Board on 1 October 2015 and appointed Chairman on 30 March 2018. He spent 20 years in Citibank NA serving in various capacities, including Senior Risk Manager of Citibank Australia covering both Australia and New Zealand and postings overseas prior to joining Oversea-Chinese Banking Corporation Limited (“OCBC Bank”) in August 1990 where he held senior positions over the years, including Chief Executive of OCBC’s Australia operations, and Head of Group Business Banking.

He was appointed Deputy President in December 2001 and retired in December 2007. He is also a Chairman of OCBC Bank (Malaysia) Berhad and Investment Committee for MASCOT Private Trust, as well as a Director of OCBC, OCBC Management Services Pte Ltd and Gemstone Asset Holdings Pte Ltd. Mr Tan holds a Bachelor of Arts from University of Western Australia.

Independent Non-Executive Director

Mr Andrew Lee Kok Keng was appointed to the Board as a Non-independent Non-executive Director on 15 May 2017, and later redesignated as an Independent Non-executive Director on 1 May 2019. On 18 February 2022, he was appointed as Director of Oversea-Chinese Banking Corporation Limited (OCBC Bank) as well. He has over 38 years of regional and country experience in the banking and insurance industries. Mr Lee served in OCBC Bank from 1999 to 2010 as Senior Executive Vice President with responsibility for its global consumer banking business. He then served Executive Chairman of Banking Clearing System Information System Pte Ltd from 2010 to 2011. Subsequently, Mr Lee served at Great Eastern Life Assurance Co Ltd as Group Chief Marketing and Distribution Officer, and was also concurrently the President Commissioner of Great Eastern Life Indonesia and Chairman of Great Eastern Vietnam. He is currently an Independent Director of Nordic Group Ltd, a listed company in Singapore. Mr Lee graduated with a Bachelor of Social Science (Honours in Economics) degree from University of Singapore and has also attended the Stanford Executive Program at Stanford University.

Independent Non-Executive Director

Encik Ismail Alowi was appointed to the Board on 15 May 2017. He started his career in Bank Negara Malaysia (BNM) in 1976, where he held various positions in roles involving public finance, balance of payments, monetary and exchange rate policies, macroeconomic management, regional and international co-operation, and regional and multilateral trade negotiations. During this time, he acquired extensive experience in policy making and implementation. In November 2002, he was seconded to the International Monetary Fund (IMF) as an Alternate Executive Director in the IMF Executive Board until October 2004 when he returned to BNM where he served as Director of the International Department until his retirement in 2009. Encik Ismail graduated with a Bachelor of Economics with Honours from University of Malaya and holds a Master of Arts in Development Economics from Boston University, and a Master’s degree in Public Administration from Harvard University.

Independent Non-Executive Director

Puan Ayesha Natchiar Binti Ally Maricar was appointed to the Board on 3 July 2023. She also serves on the Board of OCBC Bank (Malaysia) Berhad. A seasoned professional with over 40 years of experience in banking and financial services, Puan Ayesha was Senior Vice President and Chief Internal Auditor of OCBC Bank (Malaysia) Berhad from 1987 to 2010. She has, over the years, developed expertise in banking operations, risk management, credit analysis, information technology infrastructure, corporate governance and internal audit, along with a strong understanding of the regulatory environment governing the banking sector. A Certified Risk Professional and Certified Fraud Examiner, Puan Ayesha is accredited in Internal Quality Assessment and Validation by the Institute of Internal Auditors, Inc (USA). She is an Associate Member of the Asian Institute of Chartered Bankers, where she served as Chairman of the Chief Internal Auditors Networking Group and was a member of its Examination Committee for internal audit examinations.

Puan Ayesha graduated with a double degree from the University of Singapore and received a Certification in Islamic Law from the International Islamic University, Malaysia.

Risk Management Committee OCBC Al-Amin Chairman

Mr Mevin Nevis was appointed to the Board on 1 November 2022. He brings with him over 35 years of banking experience with responsibilities covering banking operations, and trade finance, credit, commercial, corporate and transaction banking. His senior managerial positions included regional manager and head of areas such as SME, local corporates, transaction banking and product management. Mr Nevis also served in the United States as vice president and regional account manager in charge of business development among US corporates with business interests in South East Asia. His experience extends to Islamic banking as well, having played a key leadership role in an international Islamic bank where he helped transform its corporate business.

Prior to his appointment to the Board, Mr Nevis was Head of Operations of the Corporate Debt Restructuring Committee (CDRC), which is under the purview of Bank Negara Malaysia. An Associate of the Chartered Institute of Bankers UK with an MBA in business management, Mr Nevis is a Certified Risk Professional (CRP), BAI Certification Centre USA.

Independent Non-Executive Director

Mr Andrew Lee Kok Keng was appointed to the Board as a Non-independent Non-executive Director on 15 May 2017, and later redesignated as an Independent Non-executive Director on 1 May 2019. On 18 February 2022, he was appointed as Director of Oversea-Chinese Banking Corporation Limited (OCBC Bank) as well. He has over 38 years of regional and country experience in the banking and insurance industries. Mr Lee served in OCBC Bank from 1999 to 2010 as Senior Executive Vice President with responsibility for its global consumer banking business. He then served Executive Chairman of Banking Clearing System Information System Pte Ltd from 2010 to 2011. Subsequently, Mr Lee served at Great Eastern Life Assurance Co Ltd as Group Chief Marketing and Distribution Officer, and was also concurrently the President Commissioner of Great Eastern Life Indonesia and Chairman of Great Eastern Vietnam. He is currently an Independent Director of Nordic Group Ltd, a listed company in Singapore. Mr Lee graduated with a Bachelor of Social Science (Honours in Economics) degree from University of Singapore and has also attended the Stanford Executive Program at Stanford University.

Independent Non-Executive Director

Encik Ismail Alowi was appointed to the Board on 15 May 2017. He started his career in Bank Negara Malaysia (BNM) in 1976, where he held various positions in roles involving public finance, balance of payments, monetary and exchange rate policies, macroeconomic management, regional and international co-operation, and regional and multilateral trade negotiations. During this time, he acquired extensive experience in policy making and implementation. In November 2002, he was seconded to the International Monetary Fund (IMF) as an Alternate Executive Director in the IMF Executive Board until October 2004 when he returned to BNM where he served as Director of the International Department until his retirement in 2009. Encik Ismail graduated with a Bachelor of Economics with Honours from University of Malaya and holds a Master of Arts in Development Economics from Boston University, and a Master’s degree in Public Administration from Harvard University.

Independent Non-Executive Director

Puan Ayesha Natchiar Binti Ally Maricar was appointed to the Board on 3 July 2023. She also serves on the Board of OCBC Bank (Malaysia) Berhad. A seasoned professional with over 40 years of experience in banking and financial services, Puan Ayesha was Senior Vice President and Chief Internal Auditor of OCBC Bank (Malaysia) Berhad from 1987 to 2010. She has, over the years, developed expertise in banking operations, risk management, credit analysis, information technology infrastructure, corporate governance and internal audit, along with a strong understanding of the regulatory environment governing the banking sector. A Certified Risk Professional and Certified Fraud Examiner, Puan Ayesha is accredited in Internal Quality Assessment and Validation by the Institute of Internal Auditors, Inc (USA). She is an Associate Member of the Asian Institute of Chartered Bankers, where she served as Chairman of the Chief Internal Auditors Networking Group and was a member of its Examination Committee for internal audit examinations.

Puan Ayesha graduated with a double degree from the University of Singapore and received a Certification in Islamic Law from the International Islamic University, Malaysia.

Independent Non-Executive Director

Mr Andrew Lee Kok Keng was appointed to the Board as a Non-independent Non-executive Director on 15 May 2017, and later redesignated as an Independent Non-executive Director on 1 May 2019. On 18 February 2022, he was appointed as Director of Oversea-Chinese Banking Corporation Limited (OCBC Bank) as well. He has over 38 years of regional and country experience in the banking and insurance industries. Mr Lee served in OCBC Bank from 1999 to 2010 as Senior Executive Vice President with responsibility for its global consumer banking business. He then served Executive Chairman of Banking Clearing System Information System Pte Ltd from 2010 to 2011. Subsequently, Mr Lee served at Great Eastern Life Assurance Co Ltd as Group Chief Marketing and Distribution Officer, and was also concurrently the President Commissioner of Great Eastern Life Indonesia and Chairman of Great Eastern Vietnam. He is currently an Independent Director of Nordic Group Ltd, a listed company in Singapore. Mr Lee graduated with a Bachelor of Social Science (Honours in Economics) degree from University of Singapore and has also attended the Stanford Executive Program at Stanford University.

Independent Non-Executive Director