A universal Takaful plan with guaranteed benefits

Why you will love this

A combination of investment and protection against Death or Total and Permanent Disability (TPD) benefit

Two choices of 5-year or 7-year contribution payment terms

Guaranteed Cash Payments (GCP) and Guaranteed Maturity Benefit (GMB)

Who can apply

Open to Malaysians, Singaporeans, Bruneians and Permanent Residents in Malaysia. Foreigner applicant is allowed (Terms and conditions applied)

Any individual after 30 days of attained age

Maximum of 65 years of age at next birthday


Flexible contribution payment term

Choose either 5 or 7-year contribution payment terms for a 13-year coverage term.


Cash Payment

Receive a percentage of your Annualised Contribution at the end of each Certificate year as your Cash Payment (CP).

CP will continue until Death, Total and Permanent Disability (TPD), surrender or maturity of your Certificate, whichever occurs first.


Benefits upon Death or Total and Permanent Disability

Receive benefits upon Death or Total and Permanent Disability (up to age 70 years for Total and Permanent Disability).


Maturity Benefit

Receive a lump sum amount upon maturity of your Certificate.


No-Lapse Benefit

No-Lapse Benefit where the Certificate will not lapse even if the Certificate Account Value is less/equal to zero, provided all contributions are up to date.



No medical underwriting – hassle-free enrolment.


This is for illustration purpose only. The investment returns and surrender value is projected based on the assumptions that UTA earns 5.00% every year.

The rate is used purely for illustrative purposes and is not guaranteed.

Terms and conditions apply. This is a Takaful product underwritten by Great Eastern Takaful Berhad (201001032332 / 916257-H). OCBC Al-Amin Bank Berhad (200801017151 / 818444-T) is the distributor of this product. The above is for general information only. It is not a contract of Takaful. The precise terms and conditions of the plans are specified in the certificates. It does not constitute an offer to buy a Takaful product or service. It is also not intended to provide any Takaful or financial advice. You may wish to seek advice from your financial advisor before making any purchase. A person interested in the above plans should read the Product Brochure and Benefits Illustration (obtainable from the Bank) before deciding whether to buy this product. The above plans are underwritten by the above-mentioned Takaful company. All claims and liabilities arising from the certificates should be made with the Takaful company.

Great Eastern Takaful Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits covered under the takaful certificates offered by Great Eastern Takaful Berhad are protected against loss of part or all of takaful benefits by PIDM, in the unlikely event of the failure of the Takaful Operator. For further details of the protection limits and the scope of coverage, please obtain a PIDM information brochure from Great Eastern Takaful Berhad or visit PIDM website or call PIDM toll free line (1-800-88-1266).

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